Rolfe State Bank in city_name, state_name - Detailed Financial Reports, Location

Rolfe State Bank in Rolfe, Iowa (IA)
Show street view No street view available for this location

Rolfe State Bank routing number info

Rolfe State Bank - Overview

General
FDIC Certificate #: 15575
Status: Active
Federal Reserve ID: 533740
Bank Holding Company (Regulatory Top Holder): Dixon Bancshares, Inc. (RSSDID: 1969485, Location: Rolfe, IA)
Date Established: September 24, 1934
WWW: http://www.rolfestatebank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 15859
FDIC's unique #: 9864
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 19, 1938
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 316 Garfield, Rolfe, IA 50581
County: Pocahontas
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Des Moines
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $42.9 mil
Equity capital: $4.5 mil
Deposits held in domestic offices: $34.4 mil
Return on assets (ROA): 1.49% ($0.6 mil)
Quarterly return on assets: 1.67% ($0.7 mil)
Return on Equity (ROE): 14.26% ($0.6 mil)
Quarterly return on equity: 15.91% ($0.6 mil)
Net income: $0.6 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.56% ($668.9 mil)
Quarterly Pretax return on assets: 1.72% ($737.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
13Total employees (full-time equivalent)
$42,881Total assets
$1,627Cash and due from depository institutions
$172Interest-bearing balances
$14,980Securities
$0Federal funds sold & reverse repurchase agreements
$25,293Net loans & leases
$317Loan loss allowance
$0Trading account assets
$228Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$42,881Life insurance assets
$753All other assets
$38,413Total liabilities and capital
$34,365Total liabilities
$26,652Total deposits
$34,365Interest-bearing deposits
$97Deposits held in domestic offices
3595.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$348Trading liabilities
$0Other borrowed funds
$105Subordinated debt
$4,468All other liabilities
$4,468Total equity capital
$4,468Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$1,200Surplus
$3,068Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$132Income earned, not collected on loans
$0Earning assets
$510Long-term assets (5+ years)
$40,445Average Assets, year-to-date
$10,186Average Assets, quarterly
$40,692Volatile liabilities
$42,220Insider loans
$28,848FHLB advances
$41,727Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,209Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,495Restructured Loans and leases
$175Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,872Total interest income
$277Total interest expense
$1,595Net interest income
$60Provision for loan and lease losses
$236Total noninterest income
$20Fiduciary activities
$132Service charges on deposit accounts
$0Trading account gains & fees
$84Additional noninterest income
$1,135Total noninterest expense
$836Salaries and employee benefits
$71Premises and equipment expense
$228Additional noninterest expense
$636Pre-tax net operating income
$0Securities gains (losses)
$30Applicable income taxes
$606Income before extraordinary items
$0Extraordinary gains - net
$606Net income attributable to bank
$0Net charge-offs
$606Cash dividends
$16Sale, conversion, retirement of capital stock, net
$375Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.89%Yield on earning assets
0.72%Cost of funding earning assets
4.16%Net interest margin
0.62%Noninterest income to earning assets
2.96%Noninterest expense to earning assets
1.49%Net operating income to assets
1.49%Return on assets (ROA)
1.56%Pretax return on assets
14.26%Return on equity (ROE)
5.44%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
375.00%Credit loss provision to net charge-offs
43.50%Efficiency ratio
61,988Assets per employee
3.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
61.88%Loss allowance to loans
1.24%Loss allowance to noncurrent loans
240.15%Noncurrent assets plus other real estate owned to assets
0.31%Noncurrent loans to loans
0.52%Net loans and leases to deposits
73.60%Net loans and leases to core deposits
73.60%Equity capital to assets
10.42%Core capital (leverage) ratio
10.09%Tier 1 risk-based capital ratio
14.59%Total risk-based capital ratio
Memoranda
$16Average assets
$40,692Average earning assets
$4,249Average equity
$38,315Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$4,617Managed Assets
1Number of Accounts
$3,639Personal trust and agency accounts
$3,639Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
31Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$978Other retirement accounts
$153Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	9864	Rolfe State Bank	316 Garfield, Rolfe, IA 50581	September 24, 1934	Full Service Brick and Mortar
1	362825	Pocahontas Branch	202 West Elm Avenue, Pocahontas, IA 50574	October 22, 2001	Full Service Brick and Mortar

Rolfe State Bank in Rolfe, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Rolfe State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Rolfe State Bank in Rolfe, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Rolfe State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Rolfe State Bank in Rolfe, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches