Sabine State Bank and Trust Company in Many, Louisiana (LA), TX
Overview, Financial Summary, Detailed Financial Reports, Branches


Sabine State Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 8141
    Status: Active
    Federal Reserve ID: 125855
    Bank Holding Company (Regulatory Top Holder): Sabine Bancshares, Inc. (RSSDID: 1108042, Location: Many, LA)
    Date Established: January 01, 1902
    WWW: http://www.sabinebank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 45 (Domestic: 45, Interstate: Yes)
    OTS Docket #: 11447
    FDIC's unique #: 5186
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 14, 2006
    Last Structure Change Process Date: September 14, 2006
    Last Data Update: September 14, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 297 Elizabeth Street, Many, LA 71449
    County: Sabine
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $683.7 mil
    Equity capital: $57.2 mil
    Deposits held in domestic offices: $592.9 mil
    Return on assets (ROA): 1.81% ($12.4 mil)
    Quarterly return on assets: 2.25% ($15.4 mil)
    Return on Equity (ROE): 23.96% ($13.7 mil)
    Quarterly return on equity: 26.91% ($15.3 mil)
    Net income: $12.5 mil
    Quarterly Net income: $3.8 mil
    Pretax return on assets: 1.81% ($12,375.2 mil)
    Quarterly Pretax return on assets: 2.25% ($15,383.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 345Total employees (full-time equivalent)
  • $683,714Total assets
  • $32,420Cash and due from depository institutions
  • $12,907Interest-bearing balances
  • $130,305Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $493,396Net loans & leases
  • $6,650Loan loss allowance
  • $0Trading account assets
  • $11,663Bank premises and fixed assets
  • $3,768Other real estate owned
  • $3,510Goodwill and other intangibles
  • $683,714Life insurance assets
  • $8,652All other assets
  • $626,527Total liabilities and capital
  • $592,894Total liabilities
  • $387,975Total deposits
  • $592,894Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 6491.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $26,002Trading liabilities
  • $0Other borrowed funds
  • $1,140Subordinated debt
  • $57,187All other liabilities
  • $57,187Total equity capital
  • $57,187Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $23,522Surplus
  • $33,465Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,401Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $611Income earned, not collected on loans
  • $0Earning assets
  • $3,510Long-term assets (5+ years)
  • $636,608Average Assets, year-to-date
  • $82,231Average Assets, quarterly
  • $691,579Volatile liabilities
  • $677,759Insider loans
  • $516,965FHLB advances
  • $683,255Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $52,973Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $90,822Restructured Loans and leases
  • $19,324Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $29,738Total interest income
  • $3,909Total interest expense
  • $25,829Net interest income
  • $800Provision for loan and lease losses
  • $11,109Total noninterest income
  • $19Fiduciary activities
  • $6,481Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,609Additional noninterest income
  • $23,663Total noninterest expense
  • $14,661Salaries and employee benefits
  • $2,534Premises and equipment expense
  • $6,468Additional noninterest expense
  • $12,475Pre-tax net operating income
  • $62Securities gains (losses)
  • $0Applicable income taxes
  • $12,537Income before extraordinary items
  • $0Extraordinary gains - net
  • $12,537Net income attributable to bank
  • $0Net charge-offs
  • $12,537Cash dividends
  • $214Sale, conversion, retirement of capital stock, net
  • $3,879Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.60%Yield on earning assets
  • 0.61%Cost of funding earning assets
  • 4.00%Net interest margin
  • 1.72%Noninterest income to earning assets
  • 3.66%Noninterest expense to earning assets
  • 1.80%Net operating income to assets
  • 1.81%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 23.96%Return on equity (ROE)
  • 16.55%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 373.83%Credit loss provision to net charge-offs
  • 62.03%Efficiency ratio
  • 63,718Assets per employee
  • 1.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 30.94%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 1088.38%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 83.22%Net loans and leases to core deposits
  • 87.15%Equity capital to assets
  • 8.36%Core capital (leverage) ratio
  • 7.75%Tier 1 risk-based capital ratio
  • 10.25%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $691,579Average earning assets
  • $52,317Average equity
  • $645,971Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,334Managed Assets
  • 1Number of Accounts
  • $1,067Personal trust and agency accounts
  • $1,067Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 27Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $267Other retirement accounts
  • $267Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 41 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05186Sabine State Bank And Trust Company297 Elizabeth Street, Many, LA 71449January 01, 1902Full Service Brick and Mortar
    2217987Zwolle Branch2087 Obrie Street, Zwolle, LA 71486November 29, 1973Full Service Brick and Mortar
    3217988Florien Branch620 Nolan Trace, Florien, LA 71429December 31, 1976Full Service Brick and Mortar
    4217989Converse Branch115 North Front Street, Converse, LA 71419December 27, 1979Full Service Brick and Mortar
    5217990Pleasant Hills Branch1970 West Main Street, Pleasant Hills, LA 71065June 10, 1985Full Service Brick and Mortar
    6217991Uptown Branch710 San Antonio Avenue, Many, LA 71449December 06, 1984Full Service Brick and Mortar
    7217992Fort Polk BranchCorner Of Montana & Colorado Avenues, Fort Polk, LA 71459December 10, 1985Full Service Brick and Mortar
    9217994Leesville Branch2200-B South Fifth Street, Leesville, LA 71446May 16, 1991Limited Service Retail
    10217995Home Loan Mortgage Branch765 North Shreveport Highway, Many, LA 71449September 13, 1993Full Service Retail
    11217996Toledo Bend Branch12020 Texas Highway, Many, LA 71449November 04, 1994Full Service Brick and Mortar
    12217997Leesville Branch121 University Parkway, Leesville, LA 71446August 03, 1995Full Service Brick and Mortar
    13217998Court Street Branch401 West Court Street, Winnfield, LA 71483June 10, 1996Full Service Brick and Mortar
    1413047Hwy 167 North Winnfield Branch5917 Highway 167, Winnfield, LA 71483September 15, 1964Full Service Brick and Mortar
    16217999Pine Street Branch1527 North Pine Street, De Ridder, LA 70634October 14, 1997Full Service Brick and Mortar
    17218000Pineville Branch3524 Highway 28 East, Pineville, LA 71360March 02, 1998Full Service Brick and Mortar
    18218001Natchitoches Branch737 Keyser Avenue, Natchitoches, LA 71457April 27, 1998Full Service Brick and Mortar
    19218002Merryville Branch11479 Hwy 190, Merryville, LA 70653May 11, 1998Full Service Brick and Mortar
    20218003Mansfield Branch601 Polk Street, Mansfield, LA 71052July 22, 1998Full Service Brick and Mortar
    21218004Jonesboro Branch215 Pershing Highway, Jonesboro, LA 71251March 16, 1998Full Service Brick and Mortar
    22218005Logansport Branch314 Main Street, Logansport, LA 71049October 06, 1998Full Service Brick and Mortar
    23218006Alexandria, Louisiana Branch3925 Jackson Street, Alexandria, LA 71303March 08, 1999Full Service Brick and Mortar
    24218007West Oak Street Branch645 West Oak Street, Jena, LA 71342May 03, 1999Full Service Brick and Mortar
    25218008Natchitoches Bypass Branch5769 Highway 1 Bypass, Natchitoches, LA 71457May 17, 1999Full Service Brick and Mortar
    26218009Coushatta Branch1309 E. Carroll Street, Coushatta, LA 71019Febuary 02, 2000Full Service Brick and Mortar
    28357010Robeline Branch9048 Texas Street, Robeline, LA 71469July 03, 2000Full Service Brick and Mortar
    305606Saline Branch1377 Fourth Street, Saline, LA 71070Febuary 25, 1904Full Service Brick and Mortar
    31359995Urania Branch6669 Tannehill Drive, Urania, LA 71480August 14, 2000Full Service Brick and Mortar
    32360067Highway 71 Branch1869 U.S. Highway 71, Montgomery, LA 71454April 16, 2001Full Service Brick and Mortar
    34361668Ringgold Branch2335 Mill Street, Ringgold, LA 71068August 21, 2001Full Service Brick and Mortar
    35363557Colfax Branch300 Second Street, Colfax, LA 71417May 16, 2002Full Service Brick and Mortar
    3810613Cheneyville Branch603 Front Street, Cheneyville, LA 71325July 01, 1946Full Service Brick and Mortar
    39423043Hineston Branch1927 Highway 121, Hineston, LA 71438August 04, 2003Full Service Brick and Mortar
    40242765Mamou Branch516 Main Street, Mamou, LA 70554May 02, 1983Full Service Brick and Mortar
    4113143Glenmora Branch1125 7th Street, Glenmora, LA 71433January 02, 1965Full Service Brick and Mortar
    42244878Oakdale Branch401 East Fifth Avenue, Oakdale, LA 71463March 31, 1992Full Service Brick and Mortar
    43242770Bunkie Branch306 Walnut Street, Bunkie, LA 71322January 31, 1994Full Service Brick and Mortar
    44432666Lecompte Branch1717 Hwy 71, Lecompte, LA 71346October 20, 2004Full Service Brick and Mortar
    46453955Forest Hill Branch4725 Hwy 112, Forest Hill, LA 71430July 25, 2006Full Service Brick and Mortar
    48489780Ball Branch6206 Monroe Hwy, Ball, LA 71405March 20, 2009Full Service Brick and Mortar
    49505885Downtown Natchitoches Branch780 Front Street, Suite 103, Natchitoches, LA 71457December 02, 2009Full Service Brick and Mortar
    50511464Highway 28 West Branch4409 Coliseum Boulevard, Alexandria, LA 71303August 13, 2010Full Service Brick and Mortar
  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    3717168Hemphill Branch425 Hwy 87 North, Hemphill, TX 75948October 17, 1983Full Service Brick and Mortar
    45453596Center Tx Branch205 Hurst Street, Center, TX 75935Febuary 01, 2006Full Service Brick and Mortar
    47460547Jasper Branch565 East Gibson Street, Jasper, TX 75951January 18, 2007Full Service Brick and Mortar
    51522196Six Mile Branch9900 Highway 87 South, Hemphill, TX 75948August 22, 2011Full Service Brick and Mortar

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