Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Savings Bank in Primghar, Iowa (IA)
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Savings Bank routing number info

Savings Bank - Overview

General
FDIC Certificate #: 13735
Status: Active
Federal Reserve ID: 588348
Bank Holding Company (Regulatory Top Holder): Capital Bancshares, Inc. (RSSDID: 3104794, Location: Primghar, IA)
Date Established: November 15, 1894
WWW: http://www.savingsbankia.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 8586
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 29, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 185 S Green Avenue, Primghar, IA 51245
County: O'brien
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Sioux City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $127.0 mil
Equity capital: $10.6 mil
Deposits held in domestic offices: $115.5 mil
Return on assets (ROA): 1.65% ($2.1 mil)
Quarterly return on assets: 1.68% ($2.1 mil)
Return on Equity (ROE): 19.79% ($2.2 mil)
Quarterly return on equity: 19.94% ($2.2 mil)
Net income: $2.0 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.72% ($2,184.7 mil)
Quarterly Pretax return on assets: 1.72% ($2,184.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
17Total employees (full-time equivalent)
$127,019Total assets
$2,455Cash and due from depository institutions
$12Interest-bearing balances
$23,913Securities
$0Federal funds sold & reverse repurchase agreements
$97,202Net loans & leases
$1,053Loan loss allowance
$0Trading account assets
$1,757Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$127,019Life insurance assets
$1,692All other assets
$116,420Total liabilities and capital
$115,531Total liabilities
$103,036Total deposits
$115,531Interest-bearing deposits
$89Deposits held in domestic offices
647.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$242Subordinated debt
$10,599All other liabilities
$10,599Total equity capital
$10,599Total bank equity capital
$0Perpetual preferred stock
$94Common stock
$2,042Surplus
$8,463Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$56Income earned, not collected on loans
$0Earning assets
$1,122Long-term assets (5+ years)
$121,127Average Assets, year-to-date
$23,359Average Assets, quarterly
$118,892Volatile liabilities
$123,848Insider loans
$100,487FHLB advances
$126,162Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,557Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$12,897Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,788Total interest income
$1,631Total interest expense
$4,157Net interest income
$300Provision for loan and lease losses
$246Total noninterest income
$1Fiduciary activities
$117Service charges on deposit accounts
$0Trading account gains & fees
$128Additional noninterest income
$2,053Total noninterest expense
$1,271Salaries and employee benefits
$217Premises and equipment expense
$565Additional noninterest expense
$2,050Pre-tax net operating income
$0Securities gains (losses)
$90Applicable income taxes
$1,960Income before extraordinary items
$0Extraordinary gains - net
$1,960Net income attributable to bank
$0Net charge-offs
$1,960Cash dividends
$179Sale, conversion, retirement of capital stock, net
$733Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.10%Yield on earning assets
1.44%Cost of funding earning assets
3.66%Net interest margin
0.22%Noninterest income to earning assets
1.81%Noninterest expense to earning assets
1.65%Net operating income to assets
1.65%Return on assets (ROA)
1.72%Pretax return on assets
19.79%Return on equity (ROE)
12.39%Retained earnings to average equity (YTD only)
0.20%Net charge-offs to loans
167.60%Credit loss provision to net charge-offs
13.13%Efficiency ratio
46,627Assets per employee
7.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
37.40%Loss allowance to loans
1.07%Loss allowance to noncurrent loans
1880.36%Noncurrent assets plus other real estate owned to assets
0.04%Noncurrent loans to loans
0.06%Net loans and leases to deposits
84.13%Net loans and leases to core deposits
88.79%Equity capital to assets
8.34%Core capital (leverage) ratio
8.37%Tier 1 risk-based capital ratio
10.51%Total risk-based capital ratio
Memoranda
$12Average assets
$118,892Average earning assets
$9,902Average equity
$113,475Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$413Managed Assets
1Number of Accounts
$310Personal trust and agency accounts
$310Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
17Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$103Other retirement accounts
$103Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8586	Savings Bank	185 S Green Avenue, Primghar, IA 51245	November 15, 1894	Full Service Brick and Mortar
1	364310	Hartley Branch	80 South Central, Hartley, IA 51346	June 03, 2002	Full Service Brick and Mortar
2	464130	Lake Park Branch	1487 135th Avenue, Lake Park, IA 51347	June 11, 2007	Full Service Brick and Mortar

Savings Bank in Primghar, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Savings Bank in Primghar, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Savings Bank in Primghar, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches