Security First Bank in Fullerton, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 28, 1999

  • Security First Bank in Fullerton, California (CA)
  • Show street view No street view available for this location

Security First Bank - Overview

  • General
  • FDIC Certificate #: 25064
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Orange County (#23130)
    Federal Reserve ID: 54861
    Date Established: March 23, 1984
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17350
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 23, 1984
    Last Structure Change Effective Date: December 28, 1999
    Last Structure Change Process Date: January 05, 2000
    Last Data Update: January 05, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 141 West Bastanchury Road, Fullerton, CA 92835
    County: Orange
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Orange
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
  • Financial Summary
  • Total assets: $50.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $52,673Total assets
  • $3,226Cash and due from depository institutions
  • $2,298Interest-bearing balances
  • $8,809Securities
  • $13,539Federal funds sold & reverse repurchase agreements
  • $25,470Net loans & leases
  • $800Loan loss allowance
  • $0Trading account assets
  • $463Bank premises and fixed assets
  • $372Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $794All other assets
  • $52,673Total liabilities and capital
  • $47,610Total liabilities
  • $47,424Total deposits
  • $27,680Interest-bearing deposits
  • $47,424Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $186All other liabilities
  • $5,063Total equity capital
  • $5,063Total bank equity capital
  • $5,063Perpetual preferred stock
  • $0Common stock
  • $6,351Surplus
  • $0Undivided profits
  • Memoranda
  • $-1,288Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,774Earning assets
  • $0Long-term assets (5+ years)
  • $164Average Assets, year-to-date
  • $50,116Average Assets, quarterly
  • $5,026Volatile liabilities
  • $47,278Insider loans
  • $51,504FHLB advances
  • $8,523Loans and leases held for sale
  • $196Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,114Total unused commitments
  • $0Restructured Loans and leases
  • $31,407Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,417Total interest income
  • $1,155Total interest expense
  • $2,262Net interest income
  • $323Provision for loan and lease losses
  • $727Total noninterest income
  • $0Fiduciary activities
  • $88Service charges on deposit accounts
  • $0Trading account gains & fees
  • $639Additional noninterest income
  • $2,176Total noninterest expense
  • $914Salaries and employee benefits
  • $299Premises and equipment expense
  • $963Additional noninterest expense
  • $490Pre-tax net operating income
  • $0Securities gains (losses)
  • $17Applicable income taxes
  • $473Income before extraordinary items
  • $0Extraordinary gains - net
  • $473Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $536Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.87%Yield on earning assets
  • 2.66%Cost of funding earning assets
  • 5.21%Net interest margin
  • 1.67%Noninterest income to earning assets
  • 5.01%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 9.73%Return on equity (ROE)
  • 9.73%Retained earnings to average equity (YTD only)
  • 2.21%Net charge-offs to loans
  • 60.26%Credit loss provision to net charge-offs
  • 1.52%Efficiency ratio
  • 72,800Assets per employee
  • 3.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.05%Loss allowance to noncurrent loans
  • 45.10%Noncurrent assets plus other real estate owned to assets
  • 4.07%Noncurrent loans to loans
  • 6.75%Net loans and leases to deposits
  • 53.71%Net loans and leases to core deposits
  • 65.47%Equity capital to assets
  • 9.61%Core capital (leverage) ratio
  • 9.57%Tier 1 risk-based capital ratio
  • 16.01%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $47,278Average earning assets
  • $4,859Average equity
  • $43,410Average loans

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