Selden State Bank in Selden, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

Selden State Bank in Selden, Kansas (KS)
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Selden State Bank - Overview

General
FDIC Certificate #: 25801
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Bank (#26522)
Federal Reserve ID: 477358
Date Established: December 20, 1984
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 32030
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: December 20, 1984
Last Structure Change Effective Date: January 01, 1995
Last Structure Change Process Date: January 25, 1995
Last Data Update: January 25, 1995
Data Source Date: April 05, 2012
Location
Address: Main Street, Selden, KS 67757
County: Sheridan
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $8.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$3Total assets
$8,199Cash and due from depository institutions
$376Interest-bearing balances
$0Securities
$21Federal funds sold & reverse repurchase agreements
$150Net loans & leases
$7,432Loan loss allowance
$39Trading account assets
$0Bank premises and fixed assets
$38Other real estate owned
$0Goodwill and other intangibles
$182Life insurance assets
$0All other assets
$0Total liabilities and capital
$8,199Total liabilities
$7,460Total deposits
$7,417Interest-bearing deposits
$6,658Deposits held in domestic offices
7417.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$43Total equity capital
$43Total bank equity capital
$739Perpetual preferred stock
$0Common stock
$285Surplus
$285Undivided profits
Memoranda
$170Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$18Income earned, not collected on loans
$173Earning assets
$7,603Long-term assets (5+ years)
$40Average Assets, year-to-date
$8,223Average Assets, quarterly
$8,238Volatile liabilities
$550Insider loans
$87FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,657Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$741Total risk weighted assets
$7,852Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$629Total interest expense
$254Net interest income
$375Provision for loan and lease losses
$0Total noninterest income
$40Fiduciary activities
$0Service charges on deposit accounts
$30Trading account gains & fees
$0Additional noninterest income
$10Total noninterest expense
$196Salaries and employee benefits
$111Premises and equipment expense
$24Additional noninterest expense
$61Pre-tax net operating income
$219Securities gains (losses)
$0Applicable income taxes
$75Income before extraordinary items
$144Extraordinary gains - net
$0Net income attributable to bank
$144Net charge-offs
$70Cash dividends
$135Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.15%Cost of funding earning assets
3.29%Net interest margin
4.86%Noninterest income to earning assets
0.52%Noninterest expense to earning assets
2.54%Net operating income to assets
1.75%Return on assets (ROA)
1.75%Pretax return on assets
2.66%Return on equity (ROE)
20.17%Retained earnings to average equity (YTD only)
1.26%Net charge-offs to loans
0.98%Credit loss provision to net charge-offs
0.00%Efficiency ratio
47,229Assets per employee
2.73%Cash dividends to net income (YTD only)
Condition Ratios (%)
93.75%Loss allowance to loans
0.52%Loss allowance to noncurrent loans
216.67%Noncurrent assets plus other real estate owned to assets
0.22%Noncurrent loans to loans
0.24%Net loans and leases to deposits
100.20%Net loans and leases to core deposits
108.23%Equity capital to assets
9.01%Core capital (leverage) ratio
8.86%Tier 1 risk-based capital ratio
9.44%Total risk-based capital ratio
Memoranda
$10Average assets
$8,223Average earning assets
$714Average equity
$7,719Average loans

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