Sentry Bank & Trust in city_name, state_name - Detailed Financial Reports, Location

Sentry Bank & Trust in Cheraw, South Carolina (SC)
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Sentry Bank & Trust - Overview

General
FDIC Certificate #: 28032
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Bank (#15019)
Federal Reserve ID: 980072
Date Established: January 01, 1929
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 770
FDIC's unique #: 40866
Numeric code: 37
Regulator: OTS
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: October 12, 1935
Last Structure Change Effective Date: May 16, 2008
Last Structure Change Process Date: June 03, 2008
Last Data Update: June 03, 2008
Data Source Date: April 05, 2012
Location
Address: 901 Chesterfield Highway, Cheraw, SC 29520
County: Chesterfield
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Columbia Sc
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $213.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

Dollar figures in thousands
36Total employees (full-time equivalent)
$220,451Total assets
$2,849Cash and due from depository institutions
$612Interest-bearing balances
$16,712Securities
$0Federal funds sold & reverse repurchase agreements
$189,805Net loans & leases
$2,001Loan loss allowance
$0Trading account assets
$4,790Bank premises and fixed assets
$619Other real estate owned
$487Goodwill and other intangibles
$0Life insurance assets
$5,189All other assets
$220,451Total liabilities and capital
$195,264Total liabilities
$157,096Total deposits
$149,645Interest-bearing deposits
$157,096Deposits held in domestic offices
0.00%% insured (estimated)
$1,239Federal funds purchased & repurchase agreements
$0Trading liabilities
$35,400Other borrowed funds
$0Subordinated debt
$1,529All other liabilities
$25,187Total equity capital
$25,187Total bank equity capital
$25,187Perpetual preferred stock
$0Common stock
$1Surplus
$10,550Undivided profits
Memoranda
$14,636Noncurrent loans and leases
$26,059Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,872Earning assets
$0Long-term assets (5+ years)
$1,162Average Assets, year-to-date
$207,129Average Assets, quarterly
$0Volatile liabilities
$223,632Insider loans
$220,564FHLB advances
$84,119Loans and leases held for sale
$2,759Unused loan commitments
$35,400Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$26,059Total unused commitments
$2,901Restructured Loans and leases
$2,001Derivatives

Income and Expense (December 31, 2007)

Dollar figures in thousands
$14,213Total interest income
$8,608Total interest expense
$5,605Net interest income
$227Provision for loan and lease losses
$1,907Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$1,907Additional noninterest income
$4,838Total noninterest expense
$2,496Salaries and employee benefits
$973Premises and equipment expense
$1,369Additional noninterest expense
$2,447Pre-tax net operating income
$0Securities gains (losses)
$935Applicable income taxes
$1,512Income before extraordinary items
$0Extraordinary gains - net
$1,512Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$215Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2007)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.86%Yield on earning assets
4.16%Cost of funding earning assets
2.71%Net interest margin
0.92%Noninterest income to earning assets
2.34%Noninterest expense to earning assets
0.68%Net operating income to assets
0.68%Return on assets (ROA)
1.09%Pretax return on assets
6.24%Return on equity (ROE)
6.24%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
105.58%Credit loss provision to net charge-offs
12.44%Efficiency ratio
61,941Assets per employee
6.12%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.04%Loss allowance to noncurrent loans
106.89%Noncurrent assets plus other real estate owned to assets
0.92%Noncurrent loans to loans
0.98%Net loans and leases to deposits
120.82%Net loans and leases to core deposits
173.15%Equity capital to assets
11.43%Core capital (leverage) ratio
11.37%Tier 1 risk-based capital ratio
15.06%Total risk-based capital ratio
Memoranda
$16Average assets
$223,632Average earning assets
$24,246Average equity
$207,121Average loans

Sentry Bank & Trust in Cheraw, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches

Sentry Bank & Trust - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Comment about this bank, ask questions, or add new information about it:

Sentry Bank & Trust in Cheraw, South Carolina (SC)Overview, Financial Summary, Detailed Financial Reports, Branches

Sentry Bank & Trust - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Comment about this bank, ask questions, or add new information about it:

Sentry Bank & Trust in Cheraw, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches