Sentry Savings and Loan Association in Stamford, Connecticut (CT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1993

  • Sentry Savings and Loan Association in Stamford, Connecticut (CT)
  • Show street view No street view available for this location

Sentry Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 32227
    Status: Inactive
    Federal Reserve ID: 967073
    Date Established: June 21, 1984
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8022
    FDIC's unique #: 45061
    Numeric code: 35
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 21, 1984
    Last Structure Change Effective Date: December 31, 1993
    Last Structure Change Process Date: Febuary 25, 1994
    Last Data Update: Febuary 25, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Six Landmark Square, Stamford, CT 6901
    County: Fairfield
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Hartford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Stamford-Norwalk, CT (#8040)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): Bridgeport-Stamford-Norwalk, CT (#14860)
    CBSA Metro Statistical Area: Bridgeport-Stamford-Norwalk, CT (#14860)
  • History of Changes
  • Other Liquidations and Closings
  • Financial Summary
  • Total assets: $13.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $6Total assets
  • $17,733Cash and due from depository institutions
  • $1,849Interest-bearing balances
  • $1,147Securities
  • $550Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $14,390Loan loss allowance
  • $90Trading account assets
  • $0Bank premises and fixed assets
  • $49Other real estate owned
  • $547Goodwill and other intangibles
  • $348Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $17,733Total liabilities
  • $17,276Total deposits
  • $15,187Interest-bearing deposits
  • $14,759Deposits held in domestic offices
  • 15187.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,000Subordinated debt
  • $0All other liabilities
  • $89Total equity capital
  • $89Total bank equity capital
  • $457Perpetual preferred stock
  • $0Common stock
  • $1,332Surplus
  • $1,325Undivided profits
  • Memoranda
  • $-2,200Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $98Earning assets
  • $16,087Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $21,112Average Assets, quarterly
  • $18,573Volatile liabilities
  • $2,979Insider loans
  • $0FHLB advances
  • $2,000Loans and leases held for sale
  • $0Unused loan commitments
  • $176Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $457Total risk weighted assets
  • $8,881Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,626Total interest expense
  • $1,029Net interest income
  • $597Provision for loan and lease losses
  • -$11Total noninterest income
  • $59Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $59Total noninterest expense
  • $906Salaries and employee benefits
  • $336Premises and equipment expense
  • $201Additional noninterest expense
  • $371Pre-tax net operating income
  • -$239Securities gains (losses)
  • -$9Applicable income taxes
  • $0Income before extraordinary items
  • -$248Extraordinary gains - net
  • $0Net income attributable to bank
  • -$248Net charge-offs
  • -$31Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.43%Cost of funding earning assets
  • 5.33%Net interest margin
  • 3.09%Noninterest income to earning assets
  • 0.31%Noninterest expense to earning assets
  • 4.69%Net operating income to assets
  • -1.13%Return on assets (ROA)
  • -1.17%Pretax return on assets
  • -1.17%Return on equity (ROE)
  • -42.55%Retained earnings to average equity (YTD only)
  • -42.55%Net charge-offs to loans
  • -0.18%Credit loss provision to net charge-offs
  • 35.48%Efficiency ratio
  • 138,110Assets per employee
  • 2.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.62%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 3.08%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 94.75%Net loans and leases to core deposits
  • 101.28%Equity capital to assets
  • 2.58%Core capital (leverage) ratio
  • 2.58%Tier 1 risk-based capital ratio
  • 5.15%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $21,112Average earning assets
  • $583Average equity
  • $19,299Average loans

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