Sidney Federal Savings and Loan Association - Overview
General
FDIC Certificate #: 29379 Status: Active Federal Reserve ID: 304575 Date Established: January 01, 1899 WWW:http://www.sidneyfederal.com Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 3360 FDIC's unique #: 42213 Numeric code: 38 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: Febuary 24, 1936 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 1045 10th Avenue, Sidney, NE 69162 County: Cheyenne Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Grand Island Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $30.7 mil Equity capital: $2.7 mil Deposits held in domestic offices: $22.8 mil Return on assets (ROA): -0.38% (-$0.1 mil) Quarterly return on assets: 0.33% ($0.1 mil) Return on Equity (ROE): -4.01% (-$0.1 mil) Quarterly return on equity: 3.67% ($0.1 mil) Net income: -$0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: -0.51% (-$156.8 mil) Quarterly Pretax return on assets: 0.28% ($86.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
9Total employees (full-time equivalent)
$30,744Total assets
$827Cash and due from depository institutions
$695Interest-bearing balances
$20,590Securities
$0Federal funds sold & reverse repurchase agreements
$8,069Net loans & leases
$81Loan loss allowance
$0Trading account assets
$56Bank premises and fixed assets
$0Other real estate owned
$178Goodwill and other intangibles
$30,744Life insurance assets
$1,024All other assets
$28,029Total liabilities and capital
$22,841Total liabilities
$21,435Total deposits
$22,841Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,858Trading liabilities
$0Other borrowed funds
$330Subordinated debt
$2,715All other liabilities
$2,715Total equity capital
$2,715Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$2,715Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$46Income earned, not collected on loans
$0Earning assets
$123Long-term assets (5+ years)
$29,354Average Assets, year-to-date
$0Average Assets, quarterly
$29,076Volatile liabilities
$30,360Insider loans
$10,228FHLB advances
$30,445Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,416Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$91Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,097Total interest income
$293Total interest expense
$804Net interest income
$0Provision for loan and lease losses
$81Total noninterest income
$0Fiduciary activities
$16Service charges on deposit accounts
$0Trading account gains & fees
$65Additional noninterest income
$1,036Total noninterest expense
$585Salaries and employee benefits
$209Premises and equipment expense
$242Additional noninterest expense
-$151Pre-tax net operating income
$2Securities gains (losses)
-$38Applicable income taxes
-$111Income before extraordinary items
$0Extraordinary gains - net
-$111Net income attributable to bank
$0Net charge-offs
-$111Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.99%Yield on earning assets
1.06%Cost of funding earning assets
2.92%Net interest margin
0.29%Noninterest income to earning assets
3.77%Noninterest expense to earning assets
-0.39%Net operating income to assets
-0.38%Return on assets (ROA)
-0.51%Pretax return on assets
-4.01%Return on equity (ROE)
-4.01%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
117,062Assets per employee
3.42%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.99%Loss allowance to noncurrent loans
176.09%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.56%Net loans and leases to deposits
35.33%Net loans and leases to core deposits
35.37%Equity capital to assets
8.83%Core capital (leverage) ratio
7.94%Tier 1 risk-based capital ratio
23.62%Total risk-based capital ratio
Memoranda
$24Average assets
$29,076Average earning assets
$2,766Average equity
$27,513Average loans
List of branches
1 Nebraska Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42213
Sidney Federal Savings And Loan Asso
1045 10th Avenue, Sidney, NE 69162
January 01, 1899
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Sidney Federal Savings and Loan Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: