Simmons First Bank of Northwest Arkansas in Rogers, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


Simmons First Bank of Northwest Arkansas - Overview

  • General
  • FDIC Certificate #: 15233
    Status: Active
    Federal Reserve ID: 2493110
    Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
    Date Established: July 16, 1935
    WWW: http://www.simmonsfirst.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Domestic: 10, Interstate: No)
    OTS Docket #: 16106
    FDIC's unique #: 9587
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 16, 1935
    Last Structure Change Effective Date: December 16, 2010
    Last Structure Change Process Date: January 04, 2011
    Last Data Update: January 04, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 3975 West New Hope Road, Rogers, AR 72758
    County: Benton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fayetteville-Springdale-Rogers, AR (#2580)
    Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
    CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
  • History of Changes
  • Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $249.9 mil
    Equity capital: $37.5 mil
    Deposits held in domestic offices: $201.8 mil
    Return on assets (ROA): 0.03% ($0.1 mil)
    Quarterly return on assets: 0.05% ($0.1 mil)
    Return on Equity (ROE): 0.24% ($0.1 mil)
    Quarterly return on equity: 0.33% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.05% (-$125.0 mil)
    Quarterly Pretax return on assets: -0.04% (-$100.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 85Total employees (full-time equivalent)
  • $249,938Total assets
  • $20,655Cash and due from depository institutions
  • $11,572Interest-bearing balances
  • $56,583Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $133,234Net loans & leases
  • $3,287Loan loss allowance
  • $0Trading account assets
  • $13,575Bank premises and fixed assets
  • $13,477Other real estate owned
  • $5,750Goodwill and other intangibles
  • $249,938Life insurance assets
  • $6,664All other assets
  • $212,447Total liabilities and capital
  • $201,781Total liabilities
  • $173,321Total deposits
  • $201,781Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,804Trading liabilities
  • $0Other borrowed funds
  • $1,862Subordinated debt
  • $37,491All other liabilities
  • $37,491Total equity capital
  • $37,491Total bank equity capital
  • $0Perpetual preferred stock
  • $15Common stock
  • $24,073Surplus
  • $13,403Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,220Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,494Income earned, not collected on loans
  • $281Earning assets
  • $701Long-term assets (5+ years)
  • $201,389Average Assets, year-to-date
  • $28,791Average Assets, quarterly
  • $261,476Volatile liabilities
  • $254,660Insider loans
  • $164,759FHLB advances
  • $251,703Loans and leases held for sale
  • $3,240Unused loan commitments
  • $2,709Tier 1 (core) risk-based capital
  • $33,280Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $531Total unused commitments
  • $14,939Restructured Loans and leases
  • $591Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,060Total interest income
  • $1,871Total interest expense
  • $7,189Net interest income
  • $1,746Provision for loan and lease losses
  • $2,559Total noninterest income
  • $0Fiduciary activities
  • $1,419Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,140Additional noninterest income
  • $8,128Total noninterest expense
  • $4,849Salaries and employee benefits
  • $1,432Premises and equipment expense
  • $1,847Additional noninterest expense
  • -$126Pre-tax net operating income
  • $0Securities gains (losses)
  • -$217Applicable income taxes
  • $91Income before extraordinary items
  • $0Extraordinary gains - net
  • $91Net income attributable to bank
  • $0Net charge-offs
  • $91Cash dividends
  • $1,013Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.24%Yield on earning assets
  • 0.88%Cost of funding earning assets
  • 3.37%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.81%Noninterest expense to earning assets
  • 0.03%Net operating income to assets
  • 0.03%Return on assets (ROA)
  • -0.05%Pretax return on assets
  • 0.24%Return on equity (ROE)
  • 0.24%Retained earnings to average equity (YTD only)
  • 0.70%Net charge-offs to loans
  • 172.36%Credit loss provision to net charge-offs
  • 1.60%Efficiency ratio
  • 83,381Assets per employee
  • 2.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.41%Loss allowance to noncurrent loans
  • 59.83%Noncurrent assets plus other real estate owned to assets
  • 7.59%Noncurrent loans to loans
  • 4.02%Net loans and leases to deposits
  • 66.03%Net loans and leases to core deposits
  • 74.84%Equity capital to assets
  • 15.00%Core capital (leverage) ratio
  • 13.22%Tier 1 risk-based capital ratio
  • 20.20%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $261,476Average earning assets
  • $37,467Average equity
  • $213,501Average loans

List of branches

  • 10 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09587Simmons First Bank Of Northwest Arka3975 West New Hope Road, Rogers, AR 72758July 16, 1935Full Service Brick and Mortar
    1264406Springdale Branch2832 West Sunset, Springdale, AR 72762January 01, 1920Full Service Brick and Mortar
    2264407Bella Vista BranchTowncenter, Bella Vista, AR 72712January 01, 1920Full Service Brick and Mortar
    47183Lincoln BranchWest Side Square, Lincoln, AR 72744January 01, 1903Full Service Brick and Mortar
    5224207Prairie Grove Branch703 Douglas, Prairie Grove, AR 72753May 20, 1991Full Service Brick and Mortar
    8271507North College Branch2971 North College, Fayetteville, AR 72703August 01, 1994Full Service Brick and Mortar
    9271508South Thompson Branch5106 South Thompson, Springdale, AR 72764November 14, 1994Full Service Brick and Mortar
    11271511Siloam Springs Branch1002 South Mt. Olive, Siloam Springs, AR 72761March 31, 1997Full Service Brick and Mortar
    13448902Bentonville Branch3210 South Walton Boulevard, Bentonville, AR 72712December 13, 2005Full Service Brick and Mortar
    14480429Rogers 8th Street Branch111 North 8th Street, Rogers, AR 72756June 30, 2008Full Service Brick and Mortar

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