FDIC Certificate #: 31992 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:GBC International Bank (#22366) Federal Reserve ID: 382872 Date Established: November 29, 1979 WWW:http://www.sfsb1355@aol Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 7701 FDIC's unique #: 44826 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: November 29, 1979 Last Structure Change Effective Date: May 13, 2005 Last Structure Change Process Date: May 25, 2005 Last Data Update: May 25, 2005 Data Source Date: April 05, 2012
Location
Address: 1355 Stockton Street, San Francisco, CA 94133 County: San Francisco Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: San Francisco Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): San Francisco, CA (#7360) Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84) Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488) Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860) CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860) Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
Financial Summary
Total assets: $53.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
19Total employees (full-time equivalent)
$53,948Total assets
$14,686Cash and due from depository institutions
$13,987Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$38,430Net loans & leases
$200Loan loss allowance
$0Trading account assets
$41Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$791All other assets
$53,948Total liabilities and capital
$47,151Total liabilities
$47,042Total deposits
$46,803Interest-bearing deposits
$47,042Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$109All other liabilities
$6,797Total equity capital
$6,797Total bank equity capital
$6,797Perpetual preferred stock
$0Common stock
$113Surplus
$704Undivided profits
Memoranda
$5,980Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$188Average Assets, year-to-date
$52,417Average Assets, quarterly
$0Volatile liabilities
$53,907Insider loans
$53,979FHLB advances
$7,139Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$200Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$2,549Total interest income
$504Total interest expense
$2,045Net interest income
$0Provision for loan and lease losses
$84Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$84Additional noninterest income
$1,994Total noninterest expense
$1,213Salaries and employee benefits
$566Premises and equipment expense
$215Additional noninterest expense
$135Pre-tax net operating income
$0Securities gains (losses)
$32Applicable income taxes
$103Income before extraordinary items
$0Extraordinary gains - net
$103Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$23Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.89%Yield on earning assets
0.97%Cost of funding earning assets
3.92%Net interest margin
0.16%Noninterest income to earning assets
3.82%Noninterest expense to earning assets
0.19%Net operating income to assets
0.19%Return on assets (ROA)
0.25%Pretax return on assets
1.52%Return on equity (ROE)
1.18%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
93,659Assets per employee
2.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
22.33%Loss allowance to loans
0.52%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
81.69%Net loans and leases to core deposits
96.31%Equity capital to assets
12.60%Core capital (leverage) ratio
12.60%Tier 1 risk-based capital ratio
17.44%Total risk-based capital ratio
Memoranda
$18Average assets
$53,907Average earning assets
$6,759Average equity
$52,131Average loans
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