Siouxland National Bank in South Sioux City, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


Siouxland National Bank - Overview

  • General
  • FDIC Certificate #: 23270
    Status: Active
    Federal Reserve ID: 472951
    Bank Holding Company (Regulatory Top Holder): Siouxland National Corporation (RSSDID: 2313058, Location: South Sioux City, NE)
    Date Established: December 01, 1980
    WWW: http://www.siouxlandbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 16306
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: December 01, 1980
    Last Structure Change Effective Date: March 02, 2009
    Last Structure Change Process Date: March 03, 2009
    Last Data Update: March 03, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1001 West 29th Street, South Sioux City, NE 68776
    County: Dakota
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Sioux City, IA-NE (#7720)
    Combined Statistical Area (CSA): Sioux City-Vermillion, IA-NE-SD (#512)
    Core Based Statistical Area (CBSA): Sioux City, IA-NE-SD (#43580)
    CBSA Metro Statistical Area: Sioux City, IA-NE-SD (#43580)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $46.8 mil
    Equity capital: $4.1 mil
    Deposits held in domestic offices: $42.2 mil
    Return on assets (ROA): 0.52% ($0.2 mil)
    Quarterly return on assets: 0.75% ($0.4 mil)
    Return on Equity (ROE): 6.11% ($0.2 mil)
    Quarterly return on equity: 8.54% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.57% ($266.9 mil)
    Quarterly Pretax return on assets: 0.69% ($323.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $46,829Total assets
  • $14,312Cash and due from depository institutions
  • $12,618Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,996Net loans & leases
  • $298Loan loss allowance
  • $0Trading account assets
  • $4,062Bank premises and fixed assets
  • $1,637Other real estate owned
  • $0Goodwill and other intangibles
  • $46,829Life insurance assets
  • $822All other assets
  • $42,689Total liabilities and capital
  • $42,214Total liabilities
  • $35,106Total deposits
  • $42,214Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $475Subordinated debt
  • $4,140All other liabilities
  • $4,140Total equity capital
  • $4,140Total bank equity capital
  • $0Perpetual preferred stock
  • $625Common stock
  • $625Surplus
  • $2,890Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $120Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $458Income earned, not collected on loans
  • $312Earning assets
  • $307Long-term assets (5+ years)
  • $38,614Average Assets, year-to-date
  • $3,709Average Assets, quarterly
  • $47,875Volatile liabilities
  • $46,942Insider loans
  • $27,430FHLB advances
  • $47,185Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,140Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,607Restructured Loans and leases
  • $1,803Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,769Total interest income
  • $645Total interest expense
  • $1,124Net interest income
  • $0Provision for loan and lease losses
  • $396Total noninterest income
  • $0Fiduciary activities
  • $113Service charges on deposit accounts
  • $0Trading account gains & fees
  • $283Additional noninterest income
  • $1,234Total noninterest expense
  • $591Salaries and employee benefits
  • $259Premises and equipment expense
  • $384Additional noninterest expense
  • $286Pre-tax net operating income
  • $0Securities gains (losses)
  • $26Applicable income taxes
  • $260Income before extraordinary items
  • -$13Extraordinary gains - net
  • $247Net income attributable to bank
  • $0Net charge-offs
  • $247Cash dividends
  • $12Sale, conversion, retirement of capital stock, net
  • $50Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.44%Yield on earning assets
  • 1.62%Cost of funding earning assets
  • 2.82%Net interest margin
  • 0.99%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.52%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 6.11%Return on equity (ROE)
  • 4.87%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 23.83%Efficiency ratio
  • 81,184Assets per employee
  • 3.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.24%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 65.07%Noncurrent assets plus other real estate owned to assets
  • 4.47%Noncurrent loans to loans
  • 1.74%Net loans and leases to deposits
  • 61.58%Net loans and leases to core deposits
  • 73.89%Equity capital to assets
  • 8.84%Core capital (leverage) ratio
  • 8.77%Tier 1 risk-based capital ratio
  • 15.09%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $47,875Average earning assets
  • $4,043Average equity
  • $39,875Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016306Siouxland National Bank1001 West 29th Street, South Sioux City, NE 68776December 01, 1980Full Service Brick and Mortar
    1478965Drive Up Branch1427 Dakota Ave, South Sioux City, NE 68776June 01, 1985Limited Service Facility

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