Slovenian Savings and Loan Association of Canonsburg - Overview
General
FDIC Certificate #: 27686 Status: Active Federal Reserve ID: 213471 Date Established: January 01, 1925 Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 111 FDIC's unique #: 40520 Numeric code: 36 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: March 09, 1960 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 130 Boone Avenue, Strabane, PA 15363 County: Washington Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Wexford Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280) Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430) Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300) CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $270.2 mil Equity capital: $34.3 mil Deposits held in domestic offices: $235.6 mil Return on assets (ROA): 0.89% ($2.4 mil) Quarterly return on assets: 0.99% ($2.7 mil) Return on Equity (ROE): 7.16% ($2.4 mil) Quarterly return on equity: 7.83% ($2.7 mil) Net income: $2.4 mil Quarterly Net income: $0.7 mil Pretax return on assets: 1.47% ($3,971.3 mil) Quarterly Pretax return on assets: 1.56% ($4,214.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
16Total employees (full-time equivalent)
$270,154Total assets
$19,088Cash and due from depository institutions
$18,179Interest-bearing balances
$98,712Securities
$0Federal funds sold & reverse repurchase agreements
$147,142Net loans & leases
$1,250Loan loss allowance
$0Trading account assets
$2,642Bank premises and fixed assets
$143Other real estate owned
$0Goodwill and other intangibles
$270,154Life insurance assets
$2,427All other assets
$235,869Total liabilities and capital
$235,604Total liabilities
$234,702Total deposits
$235,604Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$265Subordinated debt
$34,285All other liabilities
$34,285Total equity capital
$34,285Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$34,285Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,447Income earned, not collected on loans
$0Earning assets
$391Long-term assets (5+ years)
$264,033Average Assets, year-to-date
$0Average Assets, quarterly
$265,343Volatile liabilities
$268,560Insider loans
$125,384FHLB advances
$270,154Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$34,285Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,490Restructured Loans and leases
$885Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$12,872Total interest income
$5,573Total interest expense
$7,299Net interest income
$739Provision for loan and lease losses
$127Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$127Additional noninterest income
$2,796Total noninterest expense
$1,726Salaries and employee benefits
$369Premises and equipment expense
$701Additional noninterest expense
$3,891Pre-tax net operating income
$0Securities gains (losses)
$1,524Applicable income taxes
$2,367Income before extraordinary items
$0Extraordinary gains - net
$2,367Net income attributable to bank
$0Net charge-offs
$2,367Cash dividends
$70Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.97%Yield on earning assets
2.15%Cost of funding earning assets
2.82%Net interest margin
0.05%Noninterest income to earning assets
1.08%Noninterest expense to earning assets
0.89%Net operating income to assets
0.89%Return on assets (ROA)
1.47%Pretax return on assets
7.16%Return on equity (ROE)
7.16%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
1055.71%Credit loss provision to net charge-offs
66.14%Efficiency ratio
37,651Assets per employee
16.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.84%Loss allowance to noncurrent loans
86.39%Noncurrent assets plus other real estate owned to assets
0.59%Noncurrent loans to loans
0.98%Net loans and leases to deposits
62.45%Net loans and leases to core deposits
71.93%Equity capital to assets
12.69%Core capital (leverage) ratio
12.69%Tier 1 risk-based capital ratio
27.34%Total risk-based capital ratio
Memoranda
$29Average assets
$265,343Average earning assets
$33,063Average equity
$259,154Average loans
List of branches
1 Pennsylvania Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
40520
Slovenian Savings And Loan Associati
130 Boone Avenue, Strabane, PA 15363
January 01, 1925
Full Service Brick and Mortar
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Slovenian Savings and Loan Association of Canonsburg
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