SouthTrust Bank of Huntsville, National Association in Huntsville, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 13, 1995

  • SouthTrust Bank of Huntsville, National Association in Huntsville, Alabama (AL)
  • Show street view No street view available for this location

SouthTrust Bank of Huntsville, National Association - Overview

  • General
  • FDIC Certificate #: 19039
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SouthTrust Bank (#849)
    Federal Reserve ID: 82837
    Date Established: Febuary 21, 1964
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 10 (Interstate: No)
    FDIC's unique #: 12876
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 21, 1964
    Last Structure Change Effective Date: January 13, 1995
    Last Structure Change Process Date: January 27, 1995
    Last Data Update: January 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 409 Madison Street, Huntsville, AL 35804
    County: Madison
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Shelby
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Huntsville, AL (#3440)
    Combined Statistical Area (CSA): Huntsville-Decatur, AL (#290)
    Core Based Statistical Area (CBSA): Huntsville, AL (#26620)
    CBSA Metro Statistical Area: Huntsville, AL (#26620)
  • Financial Summary
  • Total assets: $395.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $142Total assets
  • $395,119Cash and due from depository institutions
  • $14,446Interest-bearing balances
  • $0Securities
  • $130,578Federal funds sold & reverse repurchase agreements
  • $8,500Net loans & leases
  • $228,773Loan loss allowance
  • $3,268Trading account assets
  • $0Bank premises and fixed assets
  • $4,213Other real estate owned
  • $2,325Goodwill and other intangibles
  • $6,151Life insurance assets
  • $133All other assets
  • $0Total liabilities and capital
  • $395,119Total liabilities
  • $368,327Total deposits
  • $354,096Interest-bearing deposits
  • $301,790Deposits held in domestic offices
  • 354096.00%% insured (estimated)
  • $55Federal funds purchased & repurchase agreements
  • $3,422Trading liabilities
  • $0Other borrowed funds
  • $7,378Subordinated debt
  • $0All other liabilities
  • $3,431Total equity capital
  • $3,431Total bank equity capital
  • $26,792Perpetual preferred stock
  • $0Common stock
  • $405Surplus
  • $3,996Undivided profits
  • Memoranda
  • $22,391Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,057Income earned, not collected on loans
  • $1,833Earning assets
  • $367,851Long-term assets (5+ years)
  • $42,917Average Assets, year-to-date
  • $397,793Average Assets, quarterly
  • $396,352Volatile liabilities
  • $49,209Insider loans
  • $8,634FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $84,358Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $28,136Total risk weighted assets
  • $250,580Total unused commitments
  • $0Restructured Loans and leases
  • $6,500Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $28,384Total interest expense
  • $11,947Net interest income
  • $16,437Provision for loan and lease losses
  • $0Total noninterest income
  • $3,067Fiduciary activities
  • $607Service charges on deposit accounts
  • $2,139Trading account gains & fees
  • $0Additional noninterest income
  • $321Total noninterest expense
  • $10,275Salaries and employee benefits
  • $4,343Premises and equipment expense
  • $1,097Additional noninterest expense
  • $4,835Pre-tax net operating income
  • $9,229Securities gains (losses)
  • $10Applicable income taxes
  • $3,070Income before extraordinary items
  • $6,169Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,169Net charge-offs
  • -$122Cash dividends
  • $6,255Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.65%Cost of funding earning assets
  • 3.22%Net interest margin
  • 4.43%Noninterest income to earning assets
  • 0.83%Noninterest expense to earning assets
  • 2.77%Net operating income to assets
  • 1.55%Return on assets (ROA)
  • 1.55%Pretax return on assets
  • 2.32%Return on equity (ROE)
  • 21.28%Retained earnings to average equity (YTD only)
  • -0.30%Net charge-offs to loans
  • -0.05%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,348Assets per employee
  • 2.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 101.39%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 158.87%Noncurrent assets plus other real estate owned to assets
  • 1.11%Noncurrent loans to loans
  • 0.89%Net loans and leases to deposits
  • 64.61%Net loans and leases to core deposits
  • 72.47%Equity capital to assets
  • 6.78%Core capital (leverage) ratio
  • 7.13%Tier 1 risk-based capital ratio
  • 11.23%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $397,793Average earning assets
  • $28,990Average equity
  • $370,835Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with SouthTrust Bank of Huntsville, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents