SouthTrust Bank of Orlando in Orlando, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 15, 1995

  • SouthTrust Bank of Orlando in Orlando, Florida (FL)
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SouthTrust Bank of Orlando - Overview

  • General
  • FDIC Certificate #: 33016
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SouthTrust Bank of Florida, National Association (#21679)
    Federal Reserve ID: 1463152
    Date Established: July 30, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 15 (Interstate: No)
    FDIC's unique #: 46199
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 30, 1990
    Last Structure Change Effective Date: December 15, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 135 West Central Boulevard, Orlando, FL 32801
    County: Orange
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Orlando, FL (#5960)
    Combined Statistical Area (CSA): Orlando-Deltona-Daytona Beach, FL (#422)
    Core Based Statistical Area (CBSA): Orlando-Kissimmee-Sanford, FL (#36740)
    CBSA Metro Statistical Area: Orlando-Kissimmee-Sanford, FL (#36740)
  • Financial Summary
  • Total assets: $321.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $117Total assets
  • $257,404Cash and due from depository institutions
  • $14,293Interest-bearing balances
  • $95Securities
  • $27,260Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $197,017Loan loss allowance
  • $2,982Trading account assets
  • $0Bank premises and fixed assets
  • $13,566Other real estate owned
  • $970Goodwill and other intangibles
  • $2,878Life insurance assets
  • $1,420All other assets
  • $0Total liabilities and capital
  • $257,404Total liabilities
  • $237,101Total deposits
  • $215,941Interest-bearing deposits
  • $169,044Deposits held in domestic offices
  • 215941.00%% insured (estimated)
  • $75Federal funds purchased & repurchase agreements
  • $18,075Trading liabilities
  • $0Other borrowed funds
  • $618Subordinated debt
  • $0All other liabilities
  • $2,467Total equity capital
  • $2,467Total bank equity capital
  • $20,303Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $18,139Undivided profits
  • Memoranda
  • $1,364Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $975Income earned, not collected on loans
  • $1,089Earning assets
  • $224,372Long-term assets (5+ years)
  • $11,920Average Assets, year-to-date
  • $236,358Average Assets, quarterly
  • $255,604Volatile liabilities
  • $57,628Insider loans
  • $1,198FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $21,926Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $18,990Total risk weighted assets
  • $213,619Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $16,264Total interest expense
  • $5,901Net interest income
  • $10,363Provision for loan and lease losses
  • $990Total noninterest income
  • $2,198Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,818Trading account gains & fees
  • $0Additional noninterest income
  • $380Total noninterest expense
  • $9,278Salaries and employee benefits
  • $3,635Premises and equipment expense
  • $1,837Additional noninterest expense
  • $3,806Pre-tax net operating income
  • $2,293Securities gains (losses)
  • -$2Applicable income taxes
  • $849Income before extraordinary items
  • $1,442Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,442Net charge-offs
  • $517Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.96%Cost of funding earning assets
  • 2.89%Net interest margin
  • 5.07%Noninterest income to earning assets
  • 1.08%Noninterest expense to earning assets
  • 4.54%Net operating income to assets
  • 0.61%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 0.97%Return on equity (ROE)
  • 7.77%Retained earnings to average equity (YTD only)
  • 7.77%Net charge-offs to loans
  • 0.29%Credit loss provision to net charge-offs
  • 191.49%Efficiency ratio
  • 73,052Assets per employee
  • 2.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 305.85%Noncurrent assets plus other real estate owned to assets
  • 0.76%Noncurrent loans to loans
  • 0.49%Net loans and leases to deposits
  • 91.24%Net loans and leases to core deposits
  • 111.70%Equity capital to assets
  • 7.89%Core capital (leverage) ratio
  • 7.72%Tier 1 risk-based capital ratio
  • 8.89%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $236,358Average earning assets
  • $18,557Average equity
  • $204,272Average loans

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