SouthTrust Bank of Tennessee, National Association in Nashville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 02, 1997

  • SouthTrust Bank of Tennessee, National Association in Nashville, Tennessee (TN)
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SouthTrust Bank of Tennessee, National Association - Overview

  • General
  • FDIC Certificate #: 27384
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SouthTrust Bank (#849)
    Federal Reserve ID: 1223570
    Date Established: November 14, 1988
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 13351
    FDIC's unique #: 39712
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: November 14, 1988
    Last Structure Change Effective Date: June 02, 1997
    Last Structure Change Process Date: June 13, 1997
    Last Data Update: June 14, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 230 Fourth Avenue North, Nashville, TN 37201
    County: Davidson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Nashville, TN (#5360)
    Combined Statistical Area (CSA): Nashville-Davidson-Murfreesboro-Columbia, TN (#400)
    Core Based Statistical Area (CBSA): Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
    CBSA Metro Statistical Area: Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
  • Financial Summary
  • Total assets: $347.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $136Total assets
  • $324,657Cash and due from depository institutions
  • $16,698Interest-bearing balances
  • $1Securities
  • $62,963Federal funds sold & reverse repurchase agreements
  • $1,700Net loans & leases
  • $227,372Loan loss allowance
  • $2,758Trading account assets
  • $0Bank premises and fixed assets
  • $12,715Other real estate owned
  • $87Goodwill and other intangibles
  • $2,939Life insurance assets
  • $183All other assets
  • $0Total liabilities and capital
  • $324,657Total liabilities
  • $307,188Total deposits
  • $250,036Interest-bearing deposits
  • $217,233Deposits held in domestic offices
  • 250036.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $36,423Trading liabilities
  • $0Other borrowed funds
  • $12,500Subordinated debt
  • $5,000All other liabilities
  • $3,229Total equity capital
  • $3,229Total bank equity capital
  • $17,469Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $16,383Undivided profits
  • Memoranda
  • $86Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,033Income earned, not collected on loans
  • $1,194Earning assets
  • $292,036Long-term assets (5+ years)
  • $46,900Average Assets, year-to-date
  • $262,810Average Assets, quarterly
  • $302,262Volatile liabilities
  • $90,996Insider loans
  • $1,249FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $66,188Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $17,496Total risk weighted assets
  • $250,790Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,384Total interest expense
  • $11,901Net interest income
  • $8,483Provision for loan and lease losses
  • $842Total noninterest income
  • $1,387Fiduciary activities
  • $0Service charges on deposit accounts
  • $812Trading account gains & fees
  • $0Additional noninterest income
  • $575Total noninterest expense
  • $8,423Salaries and employee benefits
  • $3,779Premises and equipment expense
  • $1,565Additional noninterest expense
  • $3,079Pre-tax net operating income
  • $605Securities gains (losses)
  • $6Applicable income taxes
  • $254Income before extraordinary items
  • $357Extraordinary gains - net
  • $0Net income attributable to bank
  • $357Net charge-offs
  • $60Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.41%Cost of funding earning assets
  • 4.91%Net interest margin
  • 3.50%Noninterest income to earning assets
  • 0.57%Noninterest expense to earning assets
  • 3.48%Net operating income to assets
  • 0.13%Return on assets (ROA)
  • 0.14%Pretax return on assets
  • 0.23%Return on equity (ROE)
  • 2.23%Retained earnings to average equity (YTD only)
  • 2.23%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 1403.33%Efficiency ratio
  • 85,076Assets per employee
  • 2.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 266.99%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 90.94%Net loans and leases to core deposits
  • 116.32%Equity capital to assets
  • 5.38%Core capital (leverage) ratio
  • 5.85%Tier 1 risk-based capital ratio
  • 6.98%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $262,810Average earning assets
  • $15,994Average equity
  • $242,311Average loans

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