FDIC Certificate #: 35287 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Vineyard Bank, National Association (#23556) Federal Reserve ID: 2907448 Date Established: April 26, 2000 WWW:http://www.vineyardbank.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 77676 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: April 26, 2000 Last Structure Change Effective Date: July 04, 2003 Last Structure Change Process Date: August 27, 2003 Last Data Update: August 27, 2003 Data Source Date: April 05, 2012
Location
Address: 16008 Foothill Boulevard, Irwindale, CA 91706 County: Los Angeles Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Los Angeles (North) Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480) Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49) Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348) Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100) CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100) Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
Financial Summary
Total assets: $33.7 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
12Total employees (full-time equivalent)
$34,485Total assets
$4,724Cash and due from depository institutions
$999Interest-bearing balances
$1,562Securities
$3,955Federal funds sold & reverse repurchase agreements
$23,261Net loans & leases
$385Loan loss allowance
$0Trading account assets
$686Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$297All other assets
$34,485Total liabilities and capital
$31,805Total liabilities
$31,397Total deposits
$21,008Interest-bearing deposits
$31,397Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$77Other borrowed funds
$0Subordinated debt
$331All other liabilities
$2,680Total equity capital
$2,680Total bank equity capital
$2,680Perpetual preferred stock
$0Common stock
$5,218Surplus
$0Undivided profits
Memoranda
$-2,538Noncurrent loans and leases
$3,223Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$97Average Assets, year-to-date
$29,777Average Assets, quarterly
$2,831Volatile liabilities
$32,853Insider loans
$35,419FHLB advances
$4,562Loans and leases held for sale
$1,674Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,223Total unused commitments
$0Restructured Loans and leases
$328Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$1,743Total interest income
$541Total interest expense
$1,202Net interest income
$135Provision for loan and lease losses
$182Total noninterest income
$0Fiduciary activities
$121Service charges on deposit accounts
$0Trading account gains & fees
$61Additional noninterest income
$1,685Total noninterest expense
$673Salaries and employee benefits
$276Premises and equipment expense
$736Additional noninterest expense
-$436Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
-$436Income before extraordinary items
$0Extraordinary gains - net
-$436Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.02%Yield on earning assets
1.87%Cost of funding earning assets
4.15%Net interest margin
0.63%Noninterest income to earning assets
5.82%Noninterest expense to earning assets
-1.33%Net operating income to assets
-1.33%Return on assets (ROA)
-1.33%Pretax return on assets
-15.93%Return on equity (ROE)
-15.93%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
121,749Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.63%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
74.09%Net loans and leases to core deposits
86.68%Equity capital to assets
7.77%Core capital (leverage) ratio
7.30%Tier 1 risk-based capital ratio
10.27%Total risk-based capital ratio
Memoranda
$12Average assets
$32,853Average earning assets
$2,738Average equity
$28,938Average loans
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