Southwest Bank in Belleville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 2003

  • Southwest Bank in Belleville, Illinois (IL)
  • Show street view No street view available for this location

Southwest Bank - Overview

  • General
  • FDIC Certificate #: 34647
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Southwest Bank, An M&I Bank (#1081)
    Federal Reserve ID: 2632713
    Date Established: September 21, 1998
    WWW: http://www.mysouthwestbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 61024
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 21, 1998
    Last Structure Change Effective Date: November 01, 2003
    Last Structure Change Process Date: November 05, 2003
    Last Data Update: November 05, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: #2 Carlyle Plaza Drive, Belleville, IL 62221
    County: St. Clair
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $110.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $112,963Total assets
  • $1,764Cash and due from depository institutions
  • $0Interest-bearing balances
  • $46,150Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $43,724Net loans & leases
  • $779Loan loss allowance
  • $0Trading account assets
  • $2,524Bank premises and fixed assets
  • $0Other real estate owned
  • $18,045Goodwill and other intangibles
  • $0Life insurance assets
  • $756All other assets
  • $112,963Total liabilities and capital
  • $84,220Total liabilities
  • $81,326Total deposits
  • $77,608Interest-bearing deposits
  • $81,326Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $700Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $390Other borrowed funds
  • $0Subordinated debt
  • $1,804All other liabilities
  • $28,743Total equity capital
  • $28,743Total bank equity capital
  • $28,743Perpetual preferred stock
  • $0Common stock
  • $2,400Surplus
  • $25,727Undivided profits
  • Memoranda
  • $616Noncurrent loans and leases
  • $10,762Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7Earning assets
  • $0Long-term assets (5+ years)
  • $756Average Assets, year-to-date
  • $89,874Average Assets, quarterly
  • $15,963Volatile liabilities
  • $104,175Insider loans
  • $103,918FHLB advances
  • $1,921Loans and leases held for sale
  • $3,738Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $969Total risk weighted assets
  • $10,762Total unused commitments
  • $0Restructured Loans and leases
  • $674Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $1,003Total interest income
  • $297Total interest expense
  • $706Net interest income
  • $151Provision for loan and lease losses
  • $57Total noninterest income
  • $0Fiduciary activities
  • $30Service charges on deposit accounts
  • $2Trading account gains & fees
  • $25Additional noninterest income
  • $472Total noninterest expense
  • $168Salaries and employee benefits
  • $78Premises and equipment expense
  • $226Additional noninterest expense
  • $140Pre-tax net operating income
  • $0Securities gains (losses)
  • $67Applicable income taxes
  • $73Income before extraordinary items
  • $0Extraordinary gains - net
  • $73Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.07%Yield on earning assets
  • 0.32%Cost of funding earning assets
  • 0.75%Net interest margin
  • 0.06%Noninterest income to earning assets
  • 0.50%Noninterest expense to earning assets
  • 0.07%Net operating income to assets
  • 0.07%Return on assets (ROA)
  • 0.13%Pretax return on assets
  • 0.48%Return on equity (ROE)
  • 0.48%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 43,512Assets per employee
  • 8.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 11128.57%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.02%Net loans and leases to deposits
  • 53.76%Net loans and leases to core deposits
  • 54.32%Equity capital to assets
  • 25.44%Core capital (leverage) ratio
  • 10.93%Tier 1 risk-based capital ratio
  • 18.86%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $104,175Average earning assets
  • $15,267Average equity
  • $94,125Average loans

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