Stamford Bank in Stamford, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 20, 1996

Stamford Bank in Stamford, Nebraska (NE)
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Stamford Bank - Overview

General
FDIC Certificate #: 11470
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Bank (#34139)
Federal Reserve ID: 566757
Date Established: June 01, 1890
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 7330
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 20, 1996
Last Structure Change Process Date: Febuary 28, 1996
Last Data Update: Febuary 28, 1996
Data Source Date: April 05, 2012
Location
Address: Main Street, Stamford, NE 68977
County: Harlan
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $21.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$7Total assets
$21,110Cash and due from depository institutions
$801Interest-bearing balances
$394Securities
$6,033Federal funds sold & reverse repurchase agreements
$950Net loans & leases
$12,095Loan loss allowance
$197Trading account assets
$0Bank premises and fixed assets
$466Other real estate owned
$0Goodwill and other intangibles
$765Life insurance assets
$0All other assets
$0Total liabilities and capital
$21,110Total liabilities
$18,713Total deposits
$18,420Interest-bearing deposits
$16,950Deposits held in domestic offices
18420.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$293Total equity capital
$293Total bank equity capital
$2,397Perpetual preferred stock
$0Common stock
$300Surplus
$1,000Undivided profits
Memoranda
$1,097Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12Income earned, not collected on loans
$328Earning assets
$19,472Long-term assets (5+ years)
$3,277Average Assets, year-to-date
$20,475Average Assets, quarterly
$20,863Volatile liabilities
$660Insider loans
$122FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,072Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,330Total risk weighted assets
$15,314Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$1,550Total interest expense
$847Net interest income
$703Provision for loan and lease losses
$0Total noninterest income
$97Fiduciary activities
$0Service charges on deposit accounts
$67Trading account gains & fees
$0Additional noninterest income
$30Total noninterest expense
$431Salaries and employee benefits
$223Premises and equipment expense
$55Additional noninterest expense
$153Pre-tax net operating income
$369Securities gains (losses)
$0Applicable income taxes
$80Income before extraordinary items
$289Extraordinary gains - net
$0Net income attributable to bank
$289Net charge-offs
$1Cash dividends
$297Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.20%Cost of funding earning assets
4.48%Net interest margin
3.72%Noninterest income to earning assets
0.51%Noninterest expense to earning assets
2.28%Net operating income to assets
1.41%Return on assets (ROA)
1.41%Pretax return on assets
1.80%Return on equity (ROE)
12.09%Retained earnings to average equity (YTD only)
-0.33%Net charge-offs to loans
0.01%Credit loss provision to net charge-offs
0.00%Efficiency ratio
53,875Assets per employee
3.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
102.77%Loss allowance to loans
1.60%Loss allowance to noncurrent loans
1641.67%Noncurrent assets plus other real estate owned to assets
0.06%Noncurrent loans to loans
0.10%Net loans and leases to deposits
65.66%Net loans and leases to core deposits
68.10%Equity capital to assets
11.35%Core capital (leverage) ratio
10.87%Tier 1 risk-based capital ratio
15.21%Total risk-based capital ratio
Memoranda
$16Average assets
$20,475Average earning assets
$2,390Average equity
$18,906Average loans

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