Stanton National Bank in Stanton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 01, 1996

Stanton National Bank in Stanton, Texas (TX)
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Stanton National Bank - Overview

General
FDIC Certificate #: 25880
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Midland American Bank (#23930)
Federal Reserve ID: 268163
Date Established: Febuary 04, 1985
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 32123
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 04, 1985
Last Structure Change Effective Date: June 01, 1996
Last Structure Change Process Date: June 27, 1996
Last Data Update: June 27, 1996
Data Source Date: April 05, 2012
Location
Address: 1211 North Lamessa, Stanton, TX 79782
County: Martin
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $20.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$9Total assets
$20,436Cash and due from depository institutions
$637Interest-bearing balances
$90Securities
$7,853Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$11,223Loan loss allowance
$111Trading account assets
$0Bank premises and fixed assets
$99Other real estate owned
$2Goodwill and other intangibles
$622Life insurance assets
$0All other assets
$0Total liabilities and capital
$20,436Total liabilities
$18,365Total deposits
$17,491Interest-bearing deposits
$15,597Deposits held in domestic offices
17491.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$500Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$374Total equity capital
$374Total bank equity capital
$2,071Perpetual preferred stock
$0Common stock
$750Surplus
$750Undivided profits
Memoranda
$571Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$310Income earned, not collected on loans
$506Earning assets
$19,166Long-term assets (5+ years)
$659Average Assets, year-to-date
$19,965Average Assets, quarterly
$20,733Volatile liabilities
$5,359Insider loans
$44FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$380Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,057Total risk weighted assets
$13,542Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$1,738Total interest expense
$751Net interest income
$987Provision for loan and lease losses
$13Total noninterest income
$74Fiduciary activities
$0Service charges on deposit accounts
$43Trading account gains & fees
$0Additional noninterest income
$31Total noninterest expense
$644Salaries and employee benefits
$329Premises and equipment expense
$138Additional noninterest expense
$177Pre-tax net operating income
$404Securities gains (losses)
$0Applicable income taxes
$133Income before extraordinary items
$271Extraordinary gains - net
$0Net income attributable to bank
$271Net charge-offs
-$5Cash dividends
$30Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.26%Cost of funding earning assets
4.00%Net interest margin
5.26%Noninterest income to earning assets
0.39%Noninterest expense to earning assets
3.43%Net operating income to assets
1.36%Return on assets (ROA)
1.36%Pretax return on assets
2.02%Return on equity (ROE)
13.50%Retained earnings to average equity (YTD only)
12.01%Net charge-offs to loans
-0.05%Credit loss provision to net charge-offs
-260.00%Efficiency ratio
60,697Assets per employee
2.27%Cash dividends to net income (YTD only)
Condition Ratios (%)
11.07%Loss allowance to loans
0.98%Loss allowance to noncurrent loans
35.81%Noncurrent assets plus other real estate owned to assets
1.53%Noncurrent loans to loans
2.74%Net loans and leases to deposits
64.16%Net loans and leases to core deposits
88.85%Equity capital to assets
10.13%Core capital (leverage) ratio
9.82%Tier 1 risk-based capital ratio
15.19%Total risk-based capital ratio
Memoranda
$16Average assets
$19,965Average earning assets
$2,007Average equity
$18,772Average loans

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