State Bank in city_name, state_name - Detailed Financial Reports, Location

State Bank in Green River, Wyoming (WY)
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State Bank - Overview

General
FDIC Certificate #: 34441
Status: Active
Federal Reserve ID: 2602828
Date Established: August 18, 1997
WWW: http://www.statebankwy.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 57205
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 18, 1997
Last Structure Change Effective Date: April 01, 2006
Last Structure Change Process Date: July 03, 2007
Last Data Update: July 03, 2007
Data Source Date: April 05, 2012
Location
Address: #30 Shoshone Avenue, Green River, WY 82935
County: Sweetwater
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Rock Springs, WY (#40540)
CBSA Micro Statistical Area: Yes
History of Changes
Name Change
Financial Summary
Total assets: $38.9 mil
Equity capital: $4.7 mil
Deposits held in domestic offices: $34.1 mil
Return on assets (ROA): 0.05% ($0.0 mil)
Quarterly return on assets: 0.89% ($0.3 mil)
Return on Equity (ROE): 0.42% ($0.0 mil)
Quarterly return on equity: 7.56% ($0.4 mil)
Net income: $0.0 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.05% ($19.5 mil)
Quarterly Pretax return on assets: 0.89% ($346.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
12Total employees (full-time equivalent)
$38,942Total assets
$3,538Cash and due from depository institutions
$2,806Interest-bearing balances
$5,315Securities
$1,500Federal funds sold & reverse repurchase agreements
$25,788Net loans & leases
$353Loan loss allowance
$0Trading account assets
$1,066Bank premises and fixed assets
$1,301Other real estate owned
$0Goodwill and other intangibles
$38,942Life insurance assets
$434All other assets
$34,211Total liabilities and capital
$34,100Total liabilities
$28,846Total deposits
$34,100Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$111Subordinated debt
$4,731All other liabilities
$4,731Total equity capital
$4,731Total bank equity capital
$0Perpetual preferred stock
$755Common stock
$2,438Surplus
$1,538Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,204Income earned, not collected on loans
$420Earning assets
$154Long-term assets (5+ years)
$35,409Average Assets, year-to-date
$10,361Average Assets, quarterly
$40,249Volatile liabilities
$39,565Insider loans
$28,959FHLB advances
$39,266Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,480Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,114Restructured Loans and leases
$429Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,779Total interest income
$305Total interest expense
$1,474Net interest income
$236Provision for loan and lease losses
$139Total noninterest income
$0Fiduciary activities
$59Service charges on deposit accounts
$0Trading account gains & fees
$80Additional noninterest income
$1,358Total noninterest expense
$757Salaries and employee benefits
$129Premises and equipment expense
$472Additional noninterest expense
$19Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$19Income before extraordinary items
$0Extraordinary gains - net
$19Net income attributable to bank
$0Net charge-offs
$19Cash dividends
$307Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.98%Yield on earning assets
0.85%Cost of funding earning assets
4.12%Net interest margin
0.39%Noninterest income to earning assets
3.80%Noninterest expense to earning assets
0.05%Net operating income to assets
0.05%Return on assets (ROA)
0.05%Pretax return on assets
0.42%Return on equity (ROE)
0.42%Retained earnings to average equity (YTD only)
1.12%Net charge-offs to loans
76.87%Credit loss provision to net charge-offs
0.83%Efficiency ratio
84,191Assets per employee
3.25%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.35%Loss allowance to noncurrent loans
29.32%Noncurrent assets plus other real estate owned to assets
6.43%Noncurrent loans to loans
4.61%Net loans and leases to deposits
75.62%Net loans and leases to core deposits
75.62%Equity capital to assets
12.15%Core capital (leverage) ratio
11.41%Tier 1 risk-based capital ratio
15.47%Total risk-based capital ratio
Memoranda
$17Average assets
$40,249Average earning assets
$4,561Average equity
$35,741Average loans

List of branches

2 Wyoming Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	57205	State Bank	#30 Shoshone Avenue, Green River, WY 82935	August 18, 1997	Full Service Brick and Mortar
1	478830	Rock Springs Branch	300 Center St, Rock Springs, WY 82901	July 05, 2005	Full Service Brick and Mortar

State Bank in Green River, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank in Green River, Wyoming (WY)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank in Green River, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches