State Bank of Atwood in Atwood, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

State Bank of Atwood in Atwood, Kansas (KS)
Show street view No street view available for this location

State Bank of Atwood - Overview

General
FDIC Certificate #: 15454
Status: Inactive
Closing history: Corrections
Acquiring institution: The Bank (#26522)
Federal Reserve ID: 983859
Date Established: January 01, 1893
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 9764
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 04, 1937
Last Structure Change Effective Date: January 01, 1995
Last Structure Change Process Date: January 25, 1995
Last Data Update: October 11, 1995
Data Source Date: April 05, 2012
Location
Address: 121 South 4th Street, Atwood, KS 67730
County: Rawlins
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $19.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$9Total assets
$19,793Cash and due from depository institutions
$3,728Interest-bearing balances
$2,764Securities
$8,128Federal funds sold & reverse repurchase agreements
$1,000Net loans & leases
$6,479Loan loss allowance
$92Trading account assets
$0Bank premises and fixed assets
$182Other real estate owned
$1Goodwill and other intangibles
$275Life insurance assets
$0All other assets
$0Total liabilities and capital
$19,793Total liabilities
$18,153Total deposits
$18,041Interest-bearing deposits
$16,075Deposits held in domestic offices
18041.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$112Total equity capital
$112Total bank equity capital
$1,640Perpetual preferred stock
$0Common stock
$503Surplus
$621Undivided profits
Memoranda
$516Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$42Income earned, not collected on loans
$170Earning assets
$18,371Long-term assets (5+ years)
$4,890Average Assets, year-to-date
$19,877Average Assets, quarterly
$19,645Volatile liabilities
$404Insider loans
$36FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,595Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,726Total risk weighted assets
$8,826Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$1,315Total interest expense
$576Net interest income
$739Provision for loan and lease losses
-$165Total noninterest income
$81Fiduciary activities
$0Service charges on deposit accounts
$43Trading account gains & fees
$0Additional noninterest income
$38Total noninterest expense
$492Salaries and employee benefits
$231Premises and equipment expense
$78Additional noninterest expense
$183Pre-tax net operating income
$493Securities gains (losses)
$7Applicable income taxes
$155Income before extraordinary items
$345Extraordinary gains - net
$0Net income attributable to bank
$345Net charge-offs
-$151Cash dividends
$250Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.05%Cost of funding earning assets
3.09%Net interest margin
3.96%Noninterest income to earning assets
0.43%Noninterest expense to earning assets
2.64%Net operating income to assets
1.71%Return on assets (ROA)
1.74%Pretax return on assets
2.52%Return on equity (ROE)
20.99%Retained earnings to average equity (YTD only)
5.78%Net charge-offs to loans
-1.67%Credit loss provision to net charge-offs
109.27%Efficiency ratio
60,000Assets per employee
2.20%Cash dividends to net income (YTD only)
Condition Ratios (%)
72.46%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
219.05%Noncurrent assets plus other real estate owned to assets
0.22%Noncurrent loans to loans
0.64%Net loans and leases to deposits
35.91%Net loans and leases to core deposits
36.74%Equity capital to assets
8.29%Core capital (leverage) ratio
8.71%Tier 1 risk-based capital ratio
19.56%Total risk-based capital ratio
Memoranda
$21Average assets
$19,877Average earning assets
$1,644Average equity
$18,664Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with State Bank of Atwood.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.