State Bank of Cascade in Cascade, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 01, 1994

State Bank of Cascade in Cascade, Wisconsin (WI)
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State Bank of Cascade - Overview

General
FDIC Certificate #: 15005
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National Exchange Bank and Trust (#10044)
Federal Reserve ID: 520843
Date Established: May 01, 1916
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 9405
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 05, 1935
Last Structure Change Effective Date: June 01, 1994
Last Structure Change Process Date: June 28, 1994
Last Data Update: June 28, 1994
Data Source Date: April 05, 2012
Location
Address: 310 Madison Avenue, Cascade, WI 53011
County: Sheboygan
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Milwaukee
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Sheboygan, WI (#7620)
Core Based Statistical Area (CBSA): Sheboygan, WI (#43100)
CBSA Metro Statistical Area: Sheboygan, WI (#43100)
Financial Summary
Total assets: $14.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$6Total assets
$13,645Cash and due from depository institutions
$775Interest-bearing balances
$100Securities
$6,005Federal funds sold & reverse repurchase agreements
$2,000Net loans & leases
$4,661Loan loss allowance
$57Trading account assets
$0Bank premises and fixed assets
$54Other real estate owned
$0Goodwill and other intangibles
$150Life insurance assets
$0All other assets
$0Total liabilities and capital
$13,645Total liabilities
$12,488Total deposits
$12,391Interest-bearing deposits
$11,578Deposits held in domestic offices
12391.00%% insured (estimated)
$97Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$97Total equity capital
$97Total bank equity capital
$1,157Perpetual preferred stock
$0Common stock
$120Surplus
$510Undivided profits
Memoranda
$527Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$39Income earned, not collected on loans
$30Earning assets
$12,766Long-term assets (5+ years)
$4,282Average Assets, year-to-date
$13,984Average Assets, quarterly
$13,816Volatile liabilities
$201Insider loans
$70FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$146Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,157Total risk weighted assets
$5,387Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,118Total interest expense
$500Net interest income
$618Provision for loan and lease losses
$24Total noninterest income
$37Fiduciary activities
$0Service charges on deposit accounts
$31Trading account gains & fees
$0Additional noninterest income
$6Total noninterest expense
$366Salaries and employee benefits
$193Premises and equipment expense
$35Additional noninterest expense
$138Pre-tax net operating income
$265Securities gains (losses)
$3Applicable income taxes
$90Income before extraordinary items
$178Extraordinary gains - net
$0Net income attributable to bank
$178Net charge-offs
$21Cash dividends
$145Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.58%Cost of funding earning assets
3.84%Net interest margin
4.74%Noninterest income to earning assets
0.28%Noninterest expense to earning assets
2.81%Net operating income to assets
1.26%Return on assets (ROA)
1.27%Pretax return on assets
1.92%Return on equity (ROE)
15.14%Retained earnings to average equity (YTD only)
2.81%Net charge-offs to loans
0.39%Credit loss provision to net charge-offs
114.29%Efficiency ratio
55,878Assets per employee
2.27%Cash dividends to net income (YTD only)
Condition Ratios (%)
81.46%Loss allowance to loans
1.21%Loss allowance to noncurrent loans
146.15%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
0.83%Net loans and leases to deposits
37.62%Net loans and leases to core deposits
38.24%Equity capital to assets
8.48%Core capital (leverage) ratio
8.24%Tier 1 risk-based capital ratio
21.48%Total risk-based capital ratio
Memoranda
$23Average assets
$13,984Average earning assets
$1,176Average equity
$13,029Average loans

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