FDIC Certificate #: 9634 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First State Bank of Illinois (#9632) Federal Reserve ID: 35936 Date Established: December 20, 1919 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 6159 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: December 13, 2008 Last Structure Change Process Date: January 06, 2009 Last Data Update: January 06, 2009 Data Source Date: April 05, 2012
Location
Address: Main Street, Colusa, IL 62329 County: Hancock Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $29.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2007)
Dollar figures in thousands
5Total employees (full-time equivalent)
$18,125Total assets
$562Cash and due from depository institutions
$0Interest-bearing balances
$7,782Securities
$1,950Federal funds sold & reverse repurchase agreements
$7,605Net loans & leases
$37Loan loss allowance
$0Trading account assets
$25Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$201All other assets
$18,125Total liabilities and capital
$14,727Total liabilities
$14,526Total deposits
$11,465Interest-bearing deposits
$14,526Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$201All other liabilities
$3,398Total equity capital
$3,398Total bank equity capital
$3,398Perpetual preferred stock
$0Common stock
$100Surplus
$900Undivided profits
Memoranda
$2,398Noncurrent loans and leases
$1,490Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$180Average Assets, year-to-date
$17,337Average Assets, quarterly
$6,144Volatile liabilities
$16,666Insider loans
$17,344FHLB advances
$815Loans and leases held for sale
$494Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,490Total unused commitments
$0Restructured Loans and leases
$37Derivatives
Income and Expense (December 31, 2007)
Dollar figures in thousands
$928Total interest income
$345Total interest expense
$583Net interest income
$0Provision for loan and lease losses
$96Total noninterest income
$0Fiduciary activities
$81Service charges on deposit accounts
$0Trading account gains & fees
$15Additional noninterest income
$370Total noninterest expense
$277Salaries and employee benefits
$29Premises and equipment expense
$64Additional noninterest expense
$309Pre-tax net operating income
$0Securities gains (losses)
$88Applicable income taxes
$221Income before extraordinary items
$0Extraordinary gains - net
$221Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$90Net operating income
Performance and Condition Ratios (December 31, 2007)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.80%Yield on earning assets
2.16%Cost of funding earning assets
3.64%Net interest margin
0.60%Noninterest income to earning assets
2.31%Noninterest expense to earning assets
1.33%Net operating income to assets
1.33%Return on assets (ROA)
1.85%Pretax return on assets
6.58%Return on equity (ROE)
3.90%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
54,492Assets per employee
3.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
40.72%Loss allowance to loans
0.48%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
52.35%Net loans and leases to core deposits
55.47%Equity capital to assets
18.75%Core capital (leverage) ratio
19.67%Tier 1 risk-based capital ratio
35.22%Total risk-based capital ratio
Memoranda
$36Average assets
$16,666Average earning assets
$3,361Average equity
$15,999Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with State Bank of Colusa.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: