State Bank of Wonewoc in Wonewoc, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 09, 2002

  • State Bank of Wonewoc in Wonewoc, Wisconsin (WI)
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State Bank of Wonewoc - Overview

  • General
  • FDIC Certificate #: 11229
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Baraboo National Bank (#12788)
    Federal Reserve ID: 835846
    Date Established: September 01, 1887
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7165
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 09, 2002
    Last Structure Change Process Date: January 14, 2003
    Last Data Update: January 14, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Wonewoc, WI 53968
    County: Juneau
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $28.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $28,367Total assets
  • $540Cash and due from depository institutions
  • $1Interest-bearing balances
  • $4,226Securities
  • $560Federal funds sold & reverse repurchase agreements
  • $20,673Net loans & leases
  • $213Loan loss allowance
  • $0Trading account assets
  • $205Bank premises and fixed assets
  • $0Other real estate owned
  • $1,774Goodwill and other intangibles
  • $0Life insurance assets
  • $389All other assets
  • $28,367Total liabilities and capital
  • $22,614Total liabilities
  • $22,055Total deposits
  • $20,189Interest-bearing deposits
  • $22,055Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $360Other borrowed funds
  • $0Subordinated debt
  • $199All other liabilities
  • $5,753Total equity capital
  • $5,753Total bank equity capital
  • $5,753Perpetual preferred stock
  • $0Common stock
  • $120Surplus
  • $5,556Undivided profits
  • Memoranda
  • $77Noncurrent loans and leases
  • $1,938Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $41Earning assets
  • $0Long-term assets (5+ years)
  • $249Average Assets, year-to-date
  • $25,460Average Assets, quarterly
  • $585Volatile liabilities
  • $28,129Insider loans
  • $28,064FHLB advances
  • $1,804Loans and leases held for sale
  • $109Unused loan commitments
  • $360Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,938Total unused commitments
  • $0Restructured Loans and leases
  • $213Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $1,863Total interest income
  • $936Total interest expense
  • $927Net interest income
  • $26Provision for loan and lease losses
  • $46Total noninterest income
  • $0Fiduciary activities
  • $31Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $528Total noninterest expense
  • $225Salaries and employee benefits
  • $52Premises and equipment expense
  • $251Additional noninterest expense
  • $419Pre-tax net operating income
  • $0Securities gains (losses)
  • $120Applicable income taxes
  • $299Income before extraordinary items
  • $0Extraordinary gains - net
  • $299Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $284Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.36%Yield on earning assets
  • 3.70%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.18%Noninterest income to earning assets
  • 2.09%Noninterest expense to earning assets
  • 1.06%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.49%Pretax return on assets
  • 5.20%Return on equity (ROE)
  • 0.26%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 650.00%Credit loss provision to net charge-offs
  • 111.25%Efficiency ratio
  • 45,735Assets per employee
  • 5.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 94.98%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 519.51%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 93.73%Net loans and leases to core deposits
  • 101.58%Equity capital to assets
  • 20.28%Core capital (leverage) ratio
  • 15.00%Tier 1 risk-based capital ratio
  • 18.92%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $28,129Average earning assets
  • $5,751Average equity
  • $25,316Average loans

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