State Farm Bank, F.S.B. in Bloomington, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • State Farm Bank, F.S.B. in Bloomington, Illinois (IL)
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State Farm Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 34617
    Status: Active
    Federal Reserve ID: 2590037
    Date Established: March 12, 1999
    WWW: http://www.statefarm.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 14640
    FDIC's unique #: 60840
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: March 12, 1999
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: One State Farm Plaza E-6, Bloomington, IL 61710
    County: Mclean
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Bloomington-Normal, IL (#1040)
    Core Based Statistical Area (CBSA): Bloomington-Normal, IL (#14060)
    CBSA Metro Statistical Area: Bloomington-Normal, IL (#14060)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $14,744.3 mil
    Equity capital: $1,642.9 mil
    Deposits held in domestic offices: $9,631.3 mil
    Return on assets (ROA): 0.22% ($32.4 mil)
    Quarterly return on assets: 0.24% ($35.4 mil)
    Return on Equity (ROE): 1.97% ($32.4 mil)
    Quarterly return on equity: 2.11% ($34.7 mil)
    Net income: $32.0 mil
    Quarterly Net income: $8.7 mil
    Pretax return on assets: 0.34% ($50,130.5 mil)
    Quarterly Pretax return on assets: 0.41% ($60,451.4 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,315Total employees (full-time equivalent)
  • $14,744,256Total assets
  • $86,324Cash and due from depository institutions
  • $17,616Interest-bearing balances
  • $3,781,491Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $10,410,149Net loans & leases
  • $291,620Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $44,482Other real estate owned
  • $55,660Goodwill and other intangibles
  • $14,744,256Life insurance assets
  • $366,150All other assets
  • $13,101,312Total liabilities and capital
  • $9,631,324Total liabilities
  • $9,465,288Total deposits
  • $9,631,324Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 1564000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,700,000Trading liabilities
  • $0Other borrowed funds
  • $205,988Subordinated debt
  • $1,642,944All other liabilities
  • $1,642,944Total equity capital
  • $1,642,944Total bank equity capital
  • $500,000Perpetual preferred stock
  • $1Common stock
  • $1,519,000Surplus
  • $-376,057Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $158,421Income earned, not collected on loans
  • $0Earning assets
  • $47,866Long-term assets (5+ years)
  • $14,209,256Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $14,856,807Volatile liabilities
  • $14,736,546Insider loans
  • $11,024,989FHLB advances
  • $14,478,756Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,438,028Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,994,325Restructured Loans and leases
  • $9,384Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $743,357Total interest income
  • $250,676Total interest expense
  • $492,681Net interest income
  • $148,986Provision for loan and lease losses
  • $68,339Total noninterest income
  • $0Fiduciary activities
  • $2,969Service charges on deposit accounts
  • -$2,899Trading account gains & fees
  • $68,269Additional noninterest income
  • $361,768Total noninterest expense
  • $96,184Salaries and employee benefits
  • $41,450Premises and equipment expense
  • $224,134Additional noninterest expense
  • $50,266Pre-tax net operating income
  • $0Securities gains (losses)
  • $18,247Applicable income taxes
  • $32,019Income before extraordinary items
  • $0Extraordinary gains - net
  • $32,019Net income attributable to bank
  • $0Net charge-offs
  • $32,019Cash dividends
  • $166,835Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 3.44%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 2.53%Noninterest expense to earning assets
  • 0.22%Net operating income to assets
  • 0.22%Return on assets (ROA)
  • 0.34%Pretax return on assets
  • 1.97%Return on equity (ROE)
  • 1.97%Retained earnings to average equity (YTD only)
  • 1.53%Net charge-offs to loans
  • 89.30%Credit loss provision to net charge-offs
  • 1.19%Efficiency ratio
  • 61,142Assets per employee
  • 11.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.72%Loss allowance to noncurrent loans
  • 184.08%Noncurrent assets plus other real estate owned to assets
  • 1.38%Noncurrent loans to loans
  • 1.48%Net loans and leases to deposits
  • 108.09%Net loans and leases to core deposits
  • 308.87%Equity capital to assets
  • 11.14%Core capital (leverage) ratio
  • 9.93%Tier 1 risk-based capital ratio
  • 13.04%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $14,856,807Average earning assets
  • $1,629,151Average equity
  • $14,312,775Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    060840State Farm Bank, F.S.b.One State Farm Plaza E-6, Bloomington, IL 61710March 12, 1999Full Service Brick and Mortar

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