Steele Street Bank & Trust in city_name, state_name - Detailed Financial Reports, Location

Steele Street Bank & Trust in Denver, Colorado (CO)
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Steele Street Bank & Trust routing number info

Steele Street Bank & Trust - Overview

General
FDIC Certificate #: 57575
Status: Active
Federal Reserve ID: 3168563
Bank Holding Company (Regulatory Top Holder): Steele Street Bank Corporation (RSSDID: 3178414, Location: Denver, CO)
Date Established: August 06, 2003
WWW: http://www.steelestreet.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 365809
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 06, 2003
Last Structure Change Effective Date: August 01, 2007
Last Structure Change Process Date: March 27, 2008
Last Data Update: March 27, 2008
Data Source Date: April 05, 2012
Location
Address: 55 Adams Street, Denver, CO 80206
County: Denver
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Denver, CO (#2080)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
Financial Summary
Total assets: $399.7 mil
Equity capital: $40.4 mil
Deposits held in domestic offices: $358.2 mil
Return on assets (ROA): 1.52% ($6.1 mil)
Quarterly return on assets: 1.58% ($6.3 mil)
Return on Equity (ROE): 15.30% ($6.1 mil)
Quarterly return on equity: 15.66% ($6.3 mil)
Net income: $5.7 mil
Quarterly Net income: $1.5 mil
Pretax return on assets: 1.52% ($6,075.3 mil)
Quarterly Pretax return on assets: 1.58% ($6,315.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
50Total employees (full-time equivalent)
$399,694Total assets
$63,708Cash and due from depository institutions
$59,793Interest-bearing balances
$39,322Securities
$432Federal funds sold & reverse repurchase agreements
$275,788Net loans & leases
$3,307Loan loss allowance
$0Trading account assets
$8,168Bank premises and fixed assets
$2,276Other real estate owned
$0Goodwill and other intangibles
$399,694Life insurance assets
$10,000All other assets
$359,318Total liabilities and capital
$358,248Total liabilities
$275,472Total deposits
$358,248Interest-bearing deposits
$63Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,070Subordinated debt
$40,376All other liabilities
$40,376Total equity capital
$40,376Total bank equity capital
$0Perpetual preferred stock
$5,000Common stock
$21,777Surplus
$13,599Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$179Income earned, not collected on loans
$0Earning assets
$1,009Long-term assets (5+ years)
$375,335Average Assets, year-to-date
$66,705Average Assets, quarterly
$376,148Volatile liabilities
$390,592Insider loans
$290,869FHLB advances
$389,182Loans and leases held for sale
$6,879Unused loan commitments
$6,879Tier 1 (core) risk-based capital
$39,396Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$62,599Restructured Loans and leases
$47Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,387Total interest income
$1,655Total interest expense
$15,732Net interest income
$813Provision for loan and lease losses
$1,483Total noninterest income
$996Fiduciary activities
$77Service charges on deposit accounts
$0Trading account gains & fees
$410Additional noninterest income
$10,686Total noninterest expense
$5,737Salaries and employee benefits
$1,321Premises and equipment expense
$3,628Additional noninterest expense
$5,716Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$5,716Income before extraordinary items
$0Extraordinary gains - net
$5,716Net income attributable to bank
$0Net charge-offs
$5,716Cash dividends
$568Sale, conversion, retirement of capital stock, net
$1,342Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.92%Yield on earning assets
0.47%Cost of funding earning assets
4.46%Net interest margin
0.42%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
1.52%Net operating income to assets
1.52%Return on assets (ROA)
1.52%Pretax return on assets
15.30%Return on equity (ROE)
11.71%Retained earnings to average equity (YTD only)
0.21%Net charge-offs to loans
143.13%Credit loss provision to net charge-offs
11.49%Efficiency ratio
62,074Assets per employee
7.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.48%Loss allowance to loans
1.18%Loss allowance to noncurrent loans
1847.49%Noncurrent assets plus other real estate owned to assets
0.61%Noncurrent loans to loans
0.06%Net loans and leases to deposits
76.98%Net loans and leases to core deposits
93.20%Equity capital to assets
10.10%Core capital (leverage) ratio
10.12%Tier 1 risk-based capital ratio
13.54%Total risk-based capital ratio
Memoranda
$15Average assets
$376,148Average earning assets
$37,356Average equity
$353,036Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$168,638Managed Assets
1Number of Accounts
$118,535Personal trust and agency accounts
$84,500Employee benefit-defined contribution accounts
$2,251Employee benefit-defined benefit accounts
$0Other retirement accounts
$8,839Corporate trust and agency accounts
$0Investment management agency accounts
$22,945Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
296Number of Accounts
$0Personal trust and agency accounts
$8,839Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$50,103Other retirement accounts
$46,934Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Colorado Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	365809	Steele Street Bank & Trust	55 Adams Street, Denver, CO 80206	August 06, 2003	Full Service Brick and Mortar
1	426727	Mobile Branch	55 Adams Street, Denver, CO 80206	January 02, 2004	Limited Service Mobile
2	441901	Downtown Banking Center	555 17th Street, Denver, CO 80202	July 11, 2005	Full Service Brick and Mortar
4	518752	South Colorado Boulevard Branch	2805 South Colorado Boulevard, Denver, CO 80222	April 04, 2011	Full Service Brick and Mortar

Steele Street Bank & Trust in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Steele Street Bank & Trust - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Steele Street Bank & Trust in Denver, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Steele Street Bank & Trust - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Steele Street Bank & Trust in Denver, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches