FDIC Certificate #: 28106 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Bank of Oak Park (#1801) Federal Reserve ID: 931775 Date Established: January 01, 1919 Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 907 FDIC's unique #: 40940 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: Yes Date of Deposit Insurance: June 16, 1941 Last Structure Change Effective Date: September 27, 1999 Last Structure Change Process Date: October 28, 1999 Last Data Update: October 28, 1999 Data Source Date: April 05, 2012
Location
Address: 5920 West North Avenue, Chicago, IL 60639 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $9.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
8Total employees (full-time equivalent)
$9,829Total assets
$1,130Cash and due from depository institutions
$730Interest-bearing balances
$803Securities
$1,478Federal funds sold & reverse repurchase agreements
$5,879Net loans & leases
$60Loan loss allowance
$0Trading account assets
$285Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$254All other assets
$9,829Total liabilities and capital
$9,030Total liabilities
$8,918Total deposits
$8,462Interest-bearing deposits
$8,918Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$112All other liabilities
$799Total equity capital
$799Total bank equity capital
$799Perpetual preferred stock
$0Common stock
$251Surplus
$683Undivided profits
Memoranda
$-135Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$762Earning assets
$0Long-term assets (5+ years)
$104Average Assets, year-to-date
$8,890Average Assets, quarterly
$1,194Volatile liabilities
$9,881Insider loans
$9,675FHLB advances
$2,822Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$637Total unused commitments
$0Restructured Loans and leases
$4,752Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$952Total interest income
$421Total interest expense
$531Net interest income
$2Provision for loan and lease losses
$60Total noninterest income
$0Fiduciary activities
$27Service charges on deposit accounts
$0Trading account gains & fees
$33Additional noninterest income
$745Total noninterest expense
$343Salaries and employee benefits
$119Premises and equipment expense
$283Additional noninterest expense
-$154Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
-$154Income before extraordinary items
$0Extraordinary gains - net
-$154Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
10.57%Yield on earning assets
4.67%Cost of funding earning assets
5.89%Net interest margin
0.67%Noninterest income to earning assets
8.27%Noninterest expense to earning assets
-1.56%Net operating income to assets
-1.56%Return on assets (ROA)
-1.56%Pretax return on assets
-17.25%Return on equity (ROE)
-17.25%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
-76.00%Efficiency ratio
126,058Assets per employee
1.23%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.01%Loss allowance to noncurrent loans
7.87%Noncurrent assets plus other real estate owned to assets
7.75%Noncurrent loans to loans
12.83%Net loans and leases to deposits
65.92%Net loans and leases to core deposits
96.44%Equity capital to assets
8.13%Core capital (leverage) ratio
8.38%Tier 1 risk-based capital ratio
16.81%Total risk-based capital ratio
Memoranda
$18Average assets
$9,881Average earning assets
$893Average equity
$9,010Average loans
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