Stockman Bank of Montana in Miles City, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Stockman Bank of Montana in Miles City, Montana (MT)
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Stockman Bank of Montana - Overview

  • General
  • FDIC Certificate #: 16191
    Status: Active
    Federal Reserve ID: 651859
    Bank Holding Company (Regulatory Top Holder): Stockman Financial Corporation (RSSDID: 1126046, Location: Miles City, MT)
    Date Established: January 01, 1944
    WWW: http://www.stockmanbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 27 (Domestic: 27, Interstate: No)
    OTS Docket #: 10928
    FDIC's unique #: 10394
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: September 15, 1944
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Main Street, Miles City, MT 59301
    County: Custer
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $2,132.8 mil
    Equity capital: $206.6 mil
    Deposits held in domestic offices: $1,619.5 mil
    Return on assets (ROA): 1.81% ($38.6 mil)
    Quarterly return on assets: 1.40% ($29.9 mil)
    Return on Equity (ROE): 18.65% ($38.6 mil)
    Quarterly return on equity: 14.21% ($29.4 mil)
    Net income: $36.6 mil
    Quarterly Net income: $7.2 mil
    Pretax return on assets: 1.81% ($38,603.6 mil)
    Quarterly Pretax return on assets: 1.40% ($29,859.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 437Total employees (full-time equivalent)
  • $2,132,797Total assets
  • $100,934Cash and due from depository institutions
  • $15,990Interest-bearing balances
  • $644,833Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,266,447Net loans & leases
  • $23,276Loan loss allowance
  • $0Trading account assets
  • $59,901Bank premises and fixed assets
  • $9,369Other real estate owned
  • $12,983Goodwill and other intangibles
  • $2,132,797Life insurance assets
  • $38,330All other assets
  • $1,926,190Total liabilities and capital
  • $1,619,514Total liabilities
  • $1,311,259Total deposits
  • $1,619,514Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 212412.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $84,173Trading liabilities
  • $0Other borrowed funds
  • $10,091Subordinated debt
  • $206,607All other liabilities
  • $206,607Total equity capital
  • $206,607Total bank equity capital
  • $0Perpetual preferred stock
  • $6,500Common stock
  • $78,500Surplus
  • $121,607Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $29,246Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12,416Income earned, not collected on loans
  • $104Earning assets
  • $12,966Long-term assets (5+ years)
  • $1,927,270Average Assets, year-to-date
  • $208,894Average Assets, quarterly
  • $2,023,112Volatile liabilities
  • $2,075,651Insider loans
  • $1,481,599FHLB advances
  • $2,081,866Loans and leases held for sale
  • $16,757Unused loan commitments
  • $16,757Tier 1 (core) risk-based capital
  • $190,711Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $291,891Restructured Loans and leases
  • $2,475Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $84,468Total interest income
  • $17,495Total interest expense
  • $66,973Net interest income
  • $3,600Provision for loan and lease losses
  • $15,322Total noninterest income
  • $0Fiduciary activities
  • $5,404Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,918Additional noninterest income
  • $43,758Total noninterest expense
  • $26,874Salaries and employee benefits
  • $5,091Premises and equipment expense
  • $11,793Additional noninterest expense
  • $34,937Pre-tax net operating income
  • $1,649Securities gains (losses)
  • $0Applicable income taxes
  • $36,586Income before extraordinary items
  • $0Extraordinary gains - net
  • $36,586Net income attributable to bank
  • $0Net charge-offs
  • $36,586Cash dividends
  • $749Sale, conversion, retirement of capital stock, net
  • $20,750Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.52%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 3.58%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 2.34%Noninterest expense to earning assets
  • 1.73%Net operating income to assets
  • 1.81%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 18.65%Return on equity (ROE)
  • 8.07%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 480.64%Credit loss provision to net charge-offs
  • 51.45%Efficiency ratio
  • 53,145Assets per employee
  • 4.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.72%Loss allowance to loans
  • 1.80%Loss allowance to noncurrent loans
  • 187.47%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 0.96%Net loans and leases to deposits
  • 78.20%Net loans and leases to core deposits
  • 85.98%Equity capital to assets
  • 9.69%Core capital (leverage) ratio
  • 9.16%Tier 1 risk-based capital ratio
  • 12.87%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $2,023,112Average earning assets
  • $196,199Average equity
  • $1,869,172Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $187Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 15Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $187Other retirement accounts
  • $0Corporate trust and agency accounts
  • $187Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 27 Montana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010394Stockman Bank Of Montana700 Main Street, Miles City, MT 59301January 01, 1944Full Service Brick and Mortar
    2237574Drive-In-walk-up BranchMain Street, Miles City, MT 59301Febuary 19, 1973Limited Service Facility
    31459101 South Central Avenue Branch101 South Central Avenue, Sidney, MT 59270April 14, 1925Full Service Brick and Mortar
    4192036Drive-In Facility2nd Avenue S.W. And 2nd Street S.W., Sidney, MT 59270November 15, 1976Limited Service Facility
    51441204 West Bell Street Branch204 West Bell Street, Glendive, MT 59330December 21, 1903Full Service Brick and Mortar
    6755Richey Branch102 S Main Street, Richey, MT 59259July 14, 1916Full Service Brick and Mortar
    7192040Wibaux Branch120 South Wibaux Street, Wibaux, MT 59353November 03, 1995Full Service Brick and Mortar
    8758Worden Branch2450 Main Street, Worden, MT 59088September 05, 1913Full Service Brick and Mortar
    91448Hysam Branch719 Elliot Ave, Hysham, MT 59038January 01, 1910Full Service Brick and Mortar
    10560222700 King Avenue West Branch2700 King Avenue West, Billings, MT 59108July 14, 1995Full Service Brick and Mortar
    11237575Billings Heights Branch800 Main Street, Billings, MT 59105June 29, 1998Full Service Brick and Mortar
    12756Terry Branch117 Logan, Terry, MT 59349January 06, 1906Full Service Brick and Mortar
    17264372Plentywood Branch102 North Main Street, Plentywood, MT 59254November 06, 1989Full Service Brick and Mortar
    18358887Shiloh Road Branch1450 Shiloh Road, Billings, MT 59106December 11, 2000Full Service Brick and Mortar
    19277Conrad Branch420 South Main Street, Conrad, MT 59425March 09, 1918Full Service Brick and Mortar
    2112248Cut Bank Branch125 West Main, Cut Bank, MT 59427January 03, 1961Full Service Brick and Mortar
    22265292Conrad Drive-In Facility702 South Main, Conrad, MT 59425January 01, 1916Full Service Brick and Mortar
    232652892525 10th Avenue South Branch2425 10th Avenue South, Great Falls, MT 59405January 01, 1916Full Service Brick and Mortar
    244099825 5th Street North Branch25 5th Street North, Great Falls, MT 59401January 01, 1916Full Service Brick and Mortar
    25266435711 Third Street North West Branch711 Third Street North West, Great Falls, MT 59404June 30, 1989Full Service Brick and Mortar
    26264369Havre Branch324 Third Avenue, Havre, MT 59501November 06, 1989Full Service Brick and Mortar
    28427042Bozeman Branch1815 S 19th Avenue, Bozeman, MT 59718November 03, 2003Full Service Brick and Mortar
    29425735Beaverhead Branch590 North Montana, Dillon, MT 59725Febuary 23, 2004Full Service Brick and Mortar
    30453452Belgrade Branch6345 Jack Rabbit Lane, Belgrade, MT 59714November 10, 2005Full Service Brick and Mortar
    31510566Bozeman Oak & 19th Branch1433 North 19th Avenue, Bozeman, MT 59718October 09, 2009Full Service Brick and Mortar
    32527856Miles City Haynes Avenue Branch800 South Haynes Avenue, Miles City, MT 59301December 23, 2011Full Service Brick and Mortar
    33527857Billings North Broadway Branch402 North Broadway, Billings, MT 59101December 23, 2011Full Service Brick and Mortar

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