Stockton Savings Bank, FSB in city_name, state_name - Detailed Financial Reports, Location

Stockton Savings Bank, FSB in Stockton, California (CA)
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Stockton Savings Bank, FSB - Overview

General
FDIC Certificate #: 28674
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Guaranty Bank (#32618)
Federal Reserve ID: 375771
Date Established: January 01, 1887
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2112
FDIC's unique #: 41508
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: June 12, 1956
Last Structure Change Effective Date: June 27, 1997
Last Structure Change Process Date: July 07, 1997
Last Data Update: July 07, 1997
Data Source Date: April 05, 2012
Location
Address: 212 North San Joaquin Street, Stockton, CA 95202
County: San Joaquin
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Sacramento
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Stockton-Lodi, CA (#8120)
Core Based Statistical Area (CBSA): Stockton, CA (#44700)
CBSA Metro Statistical Area: Stockton, CA (#44700)
Financial Summary
Total assets: $1,327.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$353Total assets
$1,344,685Cash and due from depository institutions
$22,742Interest-bearing balances
$1,552Securities
$305,376Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$960,276Loan loss allowance
$7,277Trading account assets
$0Bank premises and fixed assets
$19,838Other real estate owned
$6,983Goodwill and other intangibles
$28,215Life insurance assets
$1,255All other assets
$0Total liabilities and capital
$1,344,685Total liabilities
$1,256,531Total deposits
$968,856Interest-bearing deposits
$942,472Deposits held in domestic offices
968856.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$19,550Trading liabilities
$0Other borrowed funds
$263,500Subordinated debt
$0All other liabilities
$4,625Total equity capital
$4,625Total bank equity capital
$88,154Perpetual preferred stock
$0Common stock
$775Surplus
$16,225Undivided profits
Memoranda
$71,154Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8,766Income earned, not collected on loans
$4,758Earning assets
$1,267,204Long-term assets (5+ years)
$0Average Assets, year-to-date
$1,316,431Average Assets, quarterly
$1,347,129Volatile liabilities
$418,132Insider loans
$1,130FHLB advances
$263,500Loans and leases held for sale
$0Unused loan commitments
$36,252Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$86,409Total risk weighted assets
$730,939Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$97,943Total interest expense
$58,477Net interest income
$39,466Provision for loan and lease losses
$1,462Total noninterest income
$7,218Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$7,218Total noninterest expense
$34,317Salaries and employee benefits
$12,431Premises and equipment expense
$5,665Additional noninterest expense
$16,221Pre-tax net operating income
$10,905Securities gains (losses)
$2,126Applicable income taxes
$5,410Income before extraordinary items
$7,621Extraordinary gains - net
$0Net income attributable to bank
$7,621Net charge-offs
$2,165Cash dividends
$1,800Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.90%Cost of funding earning assets
4.72%Net interest margin
3.18%Noninterest income to earning assets
0.58%Noninterest expense to earning assets
2.77%Net operating income to assets
0.48%Return on assets (ROA)
0.58%Pretax return on assets
0.99%Return on equity (ROE)
8.92%Retained earnings to average equity (YTD only)
6.82%Net charge-offs to loans
0.23%Credit loss provision to net charge-offs
67.53%Efficiency ratio
71,703Assets per employee
3.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.62%Loss allowance to loans
0.75%Loss allowance to noncurrent loans
72.03%Noncurrent assets plus other real estate owned to assets
1.10%Noncurrent loans to loans
0.91%Net loans and leases to deposits
99.11%Net loans and leases to core deposits
115.17%Equity capital to assets
6.56%Core capital (leverage) ratio
6.43%Tier 1 risk-based capital ratio
11.82%Total risk-based capital ratio
Memoranda
$13Average assets
$1,316,431Average earning assets
$85,390Average equity
$1,239,156Average loans

Stockton Savings Bank, FSB in Stockton, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Stockton Savings Bank, FSB - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Stockton Savings Bank, FSB in Stockton, California (CA)Overview, Financial Summary, Detailed Financial Reports, Branches

Stockton Savings Bank, FSB - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Stockton Savings Bank, FSB in Stockton, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches