FDIC Certificate #: 29858 Status: Active Federal Reserve ID: 995674 Bank Holding Company (Regulatory Top Holder): Strasburg Bancorp Inc. (RSSDID: 2623234, Location: Strasburg, OH) Date Established: January 01, 1924 WWW:http://www.strasburgsavingsbank.com Trust Powers Granted: No Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 4215 FDIC's unique #: 42692 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: December 29, 1937 Last Structure Change Effective Date: September 01, 2009 Last Structure Change Process Date: September 18, 2009 Last Data Update: September 18, 2009 Data Source Date: April 05, 2012
Location
Address: 224 North Bodmer Avenue, Strasburg, OH 44680 County: Tuscarawas Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): New Philadelphia-Dover, OH (#35420) CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Financial Summary
Total assets: $40.9 mil Equity capital: $5.9 mil Deposits held in domestic offices: $34.9 mil Return on assets (ROA): 1.29% ($0.5 mil) Quarterly return on assets: 1.01% ($0.4 mil) Return on Equity (ROE): 9.05% ($0.5 mil) Quarterly return on equity: 6.98% ($0.4 mil) Net income: $0.5 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.29% ($527.1 mil) Quarterly Pretax return on assets: 1.01% ($412.7 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
13Total employees (full-time equivalent)
$40,857Total assets
$8,597Cash and due from depository institutions
$8,047Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$31,164Net loans & leases
$315Loan loss allowance
$0Trading account assets
$319Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$40,857Life insurance assets
$777All other assets
$34,959Total liabilities and capital
$34,908Total liabilities
$34,881Total deposits
$34,908Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$51Subordinated debt
$5,898All other liabilities
$5,898Total equity capital
$5,898Total bank equity capital
$0Perpetual preferred stock
$37Common stock
$0Surplus
$5,861Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$589Income earned, not collected on loans
$0Earning assets
$130Long-term assets (5+ years)
$39,211Average Assets, year-to-date
$5,070Average Assets, quarterly
$41,139Volatile liabilities
$40,834Insider loans
$20,740FHLB advances
$40,751Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,898Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,097Restructured Loans and leases
$382Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,052Total interest income
$269Total interest expense
$1,783Net interest income
$45Provision for loan and lease losses
$69Total noninterest income
$0Fiduciary activities
$28Service charges on deposit accounts
$0Trading account gains & fees
$41Additional noninterest income
$1,275Total noninterest expense
$752Salaries and employee benefits
$121Premises and equipment expense
$402Additional noninterest expense
$532Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$532Income before extraordinary items
$0Extraordinary gains - net
$532Net income attributable to bank
$0Net charge-offs
$532Cash dividends
$23Sale, conversion, retirement of capital stock, net
$586Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.20%Yield on earning assets
0.68%Cost of funding earning assets
4.52%Net interest margin
0.17%Noninterest income to earning assets
3.23%Noninterest expense to earning assets
1.29%Net operating income to assets
1.29%Return on assets (ROA)
1.29%Pretax return on assets
9.05%Return on equity (ROE)
-0.92%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
195.65%Credit loss provision to net charge-offs
25.09%Efficiency ratio
68,844Assets per employee
3.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
110.15%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
53.48%Noncurrent assets plus other real estate owned to assets
1.44%Noncurrent loans to loans
1.87%Net loans and leases to deposits
89.27%Net loans and leases to core deposits
90.36%Equity capital to assets
14.44%Core capital (leverage) ratio
14.47%Tier 1 risk-based capital ratio
28.44%Total risk-based capital ratio
Memoranda
$30Average assets
$41,139Average earning assets
$5,880Average equity
$39,478Average loans
List of branches
1 Ohio Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42692
Strasburg Savings Bank
224 North Bodmer Avenue, Strasburg, OH 44680
January 01, 1924
Full Service Brick and Mortar
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