FDIC Certificate #: 1423 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Boone County National Bank of Columbia (#4536) Federal Reserve ID: 559759 Date Established: Febuary 02, 1931 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 943 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: Febuary 16, 1999 Last Structure Change Process Date: March 01, 1999 Last Data Update: March 01, 1999 Data Source Date: April 05, 2012
Location
Address: 117 North Ogden, Sturgeon, MO 65284 County: Boone Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Columbia Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Columbia, MO (#1740) Core Based Statistical Area (CBSA): Columbia, MO (#17860) CBSA Metro Statistical Area: Columbia, MO (#17860)
Financial Summary
Total assets: $38.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
21Total employees (full-time equivalent)
$38,481Total assets
$1,207Cash and due from depository institutions
$198Interest-bearing balances
$7,023Securities
$4,113Federal funds sold & reverse repurchase agreements
$25,237Net loans & leases
$343Loan loss allowance
$0Trading account assets
$532Bank premises and fixed assets
$0Other real estate owned
$2Goodwill and other intangibles
$0Life insurance assets
$367All other assets
$38,481Total liabilities and capital
$35,156Total liabilities
$34,958Total deposits
$30,951Interest-bearing deposits
$34,958Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$198All other liabilities
$3,325Total equity capital
$3,325Total bank equity capital
$3,325Perpetual preferred stock
$0Common stock
$250Surplus
$450Undivided profits
Memoranda
$2,625Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$70Earning assets
$0Long-term assets (5+ years)
$229Average Assets, year-to-date
$36,571Average Assets, quarterly
$524Volatile liabilities
$37,656Insider loans
$38,062FHLB advances
$2,762Loans and leases held for sale
$306Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,149Total unused commitments
$0Restructured Loans and leases
$24,584Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$2,875Total interest income
$1,325Total interest expense
$1,550Net interest income
$58Provision for loan and lease losses
$286Total noninterest income
$0Fiduciary activities
$230Service charges on deposit accounts
$0Trading account gains & fees
$56Additional noninterest income
$1,061Total noninterest expense
$662Salaries and employee benefits
$156Premises and equipment expense
$243Additional noninterest expense
$717Pre-tax net operating income
$0Securities gains (losses)
$245Applicable income taxes
$472Income before extraordinary items
$0Extraordinary gains - net
$472Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$3Sale, conversion, retirement of capital stock, net
$125Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.04%Yield on earning assets
3.70%Cost of funding earning assets
4.33%Net interest margin
0.80%Noninterest income to earning assets
2.97%Noninterest expense to earning assets
1.25%Net operating income to assets
1.25%Return on assets (ROA)
1.90%Pretax return on assets
15.17%Return on equity (ROE)
11.15%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-1933.33%Credit loss provision to net charge-offs
0.00%Efficiency ratio
57,734Assets per employee
1.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
26.48%Loss allowance to loans
1.34%Loss allowance to noncurrent loans
490.00%Noncurrent assets plus other real estate owned to assets
0.18%Noncurrent loans to loans
0.27%Net loans and leases to deposits
72.19%Net loans and leases to core deposits
78.39%Equity capital to assets
8.64%Core capital (leverage) ratio
8.56%Tier 1 risk-based capital ratio
13.46%Total risk-based capital ratio
Memoranda
$15Average assets
$37,656Average earning assets
$3,111Average equity
$35,769Average loans
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