Suburban Community Bank in Chalfont, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 04, 2003

  • Suburban Community Bank in Chalfont, Pennsylvania (PA)
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Suburban Community Bank - Overview

  • General
  • FDIC Certificate #: 34343
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Univest Bank and Trust Co. (#7759)
    Federal Reserve ID: 2511386
    Date Established: November 06, 1996
    WWW: http://www.subcombank.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    OTS Docket #: 15865
    FDIC's unique #: 57102
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 06, 1996
    Last Structure Change Effective Date: October 04, 2003
    Last Structure Change Process Date: November 20, 2003
    Last Data Update: November 20, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 195 East Butler Avenue, Chalfont, PA 18914
    County: Bucks
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $89.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $85,534Total assets
  • $8,736Cash and due from depository institutions
  • $7,534Interest-bearing balances
  • $13,336Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $60,645Net loans & leases
  • $752Loan loss allowance
  • $0Trading account assets
  • $1,578Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,239All other assets
  • $85,534Total liabilities and capital
  • $75,951Total liabilities
  • $64,438Total deposits
  • $54,832Interest-bearing deposits
  • $64,438Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $7,899Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,000Other borrowed funds
  • $0Subordinated debt
  • $614All other liabilities
  • $9,583Total equity capital
  • $9,583Total bank equity capital
  • $9,583Perpetual preferred stock
  • $0Common stock
  • $5,202Surplus
  • $4,673Undivided profits
  • Memoranda
  • $-292Noncurrent loans and leases
  • $9,829Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3Earning assets
  • $0Long-term assets (5+ years)
  • $457Average Assets, year-to-date
  • $81,515Average Assets, quarterly
  • $4,600Volatile liabilities
  • $83,492Insider loans
  • $84,996FHLB advances
  • $13,217Loans and leases held for sale
  • $2,728Unused loan commitments
  • $3,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,187Total risk weighted assets
  • $9,829Total unused commitments
  • $0Restructured Loans and leases
  • $752Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $4,916Total interest income
  • $1,869Total interest expense
  • $3,047Net interest income
  • $218Provision for loan and lease losses
  • $194Total noninterest income
  • $0Fiduciary activities
  • $42Service charges on deposit accounts
  • $0Trading account gains & fees
  • $152Additional noninterest income
  • $2,287Total noninterest expense
  • $1,158Salaries and employee benefits
  • $238Premises and equipment expense
  • $891Additional noninterest expense
  • $736Pre-tax net operating income
  • $122Securities gains (losses)
  • $0Applicable income taxes
  • $858Income before extraordinary items
  • $0Extraordinary gains - net
  • $858Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $62Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.23%Yield on earning assets
  • 2.37%Cost of funding earning assets
  • 3.86%Net interest margin
  • 0.25%Noninterest income to earning assets
  • 2.90%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 9.41%Return on equity (ROE)
  • 9.41%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 351.61%Credit loss provision to net charge-offs
  • 15.39%Efficiency ratio
  • 70,565Assets per employee
  • 3.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.22%Loss allowance to noncurrent loans
  • 25066.67%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 94.11%Net loans and leases to core deposits
  • 102.58%Equity capital to assets
  • 11.20%Core capital (leverage) ratio
  • 10.82%Tier 1 risk-based capital ratio
  • 15.38%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $83,492Average earning assets
  • $9,121Average equity
  • $78,851Average loans

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