SunTrust Bank, Augusta, National Association in Evans, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Augusta, National Association in Evans, Georgia (GA)
  • Show street view No street view available for this location

SunTrust Bank, Augusta, National Association - Overview

  • General
  • FDIC Certificate #: 2117
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 1001433
    Date Established: January 01, 1871
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 14328
    FDIC's unique #: 1394
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 4212 Washington Road, Evans, GA 30809
    County: Columbia
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Augusta-Aiken, GA-SC (#600)
    Core Based Statistical Area (CBSA): Augusta-Richmond County, GA-SC (#12260)
    CBSA Metro Statistical Area: Augusta-Richmond County, GA-SC (#12260)
  • Financial Summary
  • Total assets: $634.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 215Total employees (full-time equivalent)
  • $634,524Total assets
  • $23,541Cash and due from depository institutions
  • $147Interest-bearing balances
  • $62,402Securities
  • $16,715Federal funds sold & reverse repurchase agreements
  • $513,170Net loans & leases
  • $7,640Loan loss allowance
  • $0Trading account assets
  • $8,258Bank premises and fixed assets
  • $360Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $10,078All other assets
  • $634,524Total liabilities and capital
  • $587,477Total liabilities
  • $413,682Total deposits
  • $340,617Interest-bearing deposits
  • $413,682Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $149,517Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $16,715Other borrowed funds
  • $0Subordinated debt
  • $7,563All other liabilities
  • $47,047Total equity capital
  • $47,047Total bank equity capital
  • $47,047Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $7,860Undivided profits
  • Memoranda
  • $36,687Noncurrent loans and leases
  • $102,627Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,199Earning assets
  • $0Long-term assets (5+ years)
  • $3,328Average Assets, year-to-date
  • $592,434Average Assets, quarterly
  • $56,974Volatile liabilities
  • $591,072Insider loans
  • $610,503FHLB advances
  • $184,199Loans and leases held for sale
  • $10,377Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,583Total risk weighted assets
  • $102,627Total unused commitments
  • $0Restructured Loans and leases
  • $6,421Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $42,885Total interest income
  • $18,193Total interest expense
  • $24,692Net interest income
  • $2,500Provision for loan and lease losses
  • $13,028Total noninterest income
  • $3,804Fiduciary activities
  • $4,003Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,221Additional noninterest income
  • $20,210Total noninterest expense
  • $9,394Salaries and employee benefits
  • $2,066Premises and equipment expense
  • $8,750Additional noninterest expense
  • $15,010Pre-tax net operating income
  • -$331Securities gains (losses)
  • $5,276Applicable income taxes
  • $9,403Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,403Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $497Sale, conversion, retirement of capital stock, net
  • $7,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.71%Yield on earning assets
  • 3.27%Cost of funding earning assets
  • 4.44%Net interest margin
  • 2.34%Noninterest income to earning assets
  • 3.63%Noninterest expense to earning assets
  • 1.63%Net operating income to assets
  • 1.59%Return on assets (ROA)
  • 2.48%Pretax return on assets
  • 20.15%Return on equity (ROE)
  • 5.15%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 503.02%Credit loss provision to net charge-offs
  • 35.23%Efficiency ratio
  • 53,579Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.44%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 238.82%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.61%Net loans and leases to deposits
  • 124.05%Net loans and leases to core deposits
  • 129.68%Equity capital to assets
  • 7.41%Core capital (leverage) ratio
  • 7.88%Tier 1 risk-based capital ratio
  • 9.27%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $591,072Average earning assets
  • $46,664Average equity
  • $556,423Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with SunTrust Bank, Augusta, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents