SunTrust Bank, Chattanooga, National Association in Chattanooga, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Chattanooga, National Association in Chattanooga, Tennessee (TN)
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SunTrust Bank, Chattanooga, National Association - Overview

  • General
  • FDIC Certificate #: 894
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 679433
    Date Established: January 15, 1912
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 35 (Interstate: No)
    FDIC's unique #: 572
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 736 Market Street, Chattanooga, TN 37401
    County: Hamilton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Chattanooga, TN-GA (#1560)
    Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
    Core Based Statistical Area (CBSA): Chattanooga, TN-GA (#16860)
    CBSA Metro Statistical Area: Chattanooga, TN-GA (#16860)
  • Financial Summary
  • Total assets: $1,515.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 522Total employees (full-time equivalent)
  • $1,515,234Total assets
  • $60,020Cash and due from depository institutions
  • $862Interest-bearing balances
  • $352,307Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $1,062,820Net loans & leases
  • $19,159Loan loss allowance
  • $0Trading account assets
  • $14,051Bank premises and fixed assets
  • $572Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $25,364All other assets
  • $1,515,234Total liabilities and capital
  • $1,386,881Total liabilities
  • $1,183,260Total deposits
  • $986,848Interest-bearing deposits
  • $1,183,260Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $124,274Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $50,000Other borrowed funds
  • $0Subordinated debt
  • $29,347All other liabilities
  • $128,353Total equity capital
  • $128,353Total bank equity capital
  • $128,353Perpetual preferred stock
  • $0Common stock
  • $5,200Surplus
  • $21,945Undivided profits
  • Memoranda
  • $101,208Noncurrent loans and leases
  • $584,701Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,385Earning assets
  • $0Long-term assets (5+ years)
  • $5,297Average Assets, year-to-date
  • $1,416,089Average Assets, quarterly
  • $317,219Volatile liabilities
  • $1,572,790Insider loans
  • $1,542,524FHLB advances
  • $288,703Loans and leases held for sale
  • $130,554Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,870Tier 2 risk-based capital
  • $898Total risk weighted assets
  • $584,701Total unused commitments
  • $0Restructured Loans and leases
  • $17,733Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $107,046Total interest income
  • $47,733Total interest expense
  • $59,313Net interest income
  • $1,000Provision for loan and lease losses
  • $37,146Total noninterest income
  • $17,570Fiduciary activities
  • $8,755Service charges on deposit accounts
  • $0Trading account gains & fees
  • $10,821Additional noninterest income
  • $56,412Total noninterest expense
  • $25,103Salaries and employee benefits
  • $4,482Premises and equipment expense
  • $26,827Additional noninterest expense
  • $39,047Pre-tax net operating income
  • -$1,109Securities gains (losses)
  • $13,991Applicable income taxes
  • $23,947Income before extraordinary items
  • $0Extraordinary gains - net
  • $23,947Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $18,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.28%Yield on earning assets
  • 3.25%Cost of funding earning assets
  • 4.03%Net interest margin
  • 2.53%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • 1.57%Net operating income to assets
  • 1.52%Return on assets (ROA)
  • 2.41%Pretax return on assets
  • 18.79%Return on equity (ROE)
  • 4.67%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 1388.89%Credit loss provision to net charge-offs
  • 556.21%Efficiency ratio
  • 58,483Assets per employee
  • 2.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.17%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 566.00%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 89.82%Net loans and leases to core deposits
  • 104.32%Equity capital to assets
  • 8.47%Core capital (leverage) ratio
  • 8.41%Tier 1 risk-based capital ratio
  • 9.23%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $1,572,790Average earning assets
  • $127,465Average equity
  • $1,470,085Average loans

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