SunTrust Bank, Mid-Florida, National Association in Lakeland, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Mid-Florida, National Association in Lakeland, Florida (FL)
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SunTrust Bank, Mid-Florida, National Association - Overview

  • General
  • FDIC Certificate #: 15410
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 298133
    Date Established: August 05, 1936
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 24 (Interstate: No)
    OTS Docket #: 11625
    FDIC's unique #: 9727
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 05, 1936
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 210 South Florida Avenue, Lakeland, FL 33815
    County: Polk
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Lakeland-Winter Haven, FL (#3980)
    Core Based Statistical Area (CBSA): Lakeland-Winter Haven, FL (#29460)
    CBSA Metro Statistical Area: Lakeland-Winter Haven, FL (#29460)
  • Financial Summary
  • Total assets: $1,040.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 346Total employees (full-time equivalent)
  • $1,040,164Total assets
  • $42,238Cash and due from depository institutions
  • $1,055Interest-bearing balances
  • $241,104Securities
  • $41,200Federal funds sold & reverse repurchase agreements
  • $674,707Net loans & leases
  • $17,951Loan loss allowance
  • $0Trading account assets
  • $24,404Bank premises and fixed assets
  • $696Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $15,815All other assets
  • $1,040,164Total liabilities and capital
  • $963,241Total liabilities
  • $863,529Total deposits
  • $702,130Interest-bearing deposits
  • $863,529Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $88,365Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,621Other borrowed funds
  • $0Subordinated debt
  • $9,726All other liabilities
  • $76,923Total equity capital
  • $76,923Total bank equity capital
  • $76,923Perpetual preferred stock
  • $0Common stock
  • $1,250Surplus
  • $14,715Undivided profits
  • Memoranda
  • $60,958Noncurrent loans and leases
  • $156,779Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,962Earning assets
  • $0Long-term assets (5+ years)
  • $3,888Average Assets, year-to-date
  • $958,066Average Assets, quarterly
  • $256,906Volatile liabilities
  • $1,050,050Insider loans
  • $1,044,881FHLB advances
  • $153,050Loans and leases held for sale
  • $26,841Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $808Total risk weighted assets
  • $156,779Total unused commitments
  • $0Restructured Loans and leases
  • $8,636Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $71,636Total interest income
  • $28,199Total interest expense
  • $43,437Net interest income
  • $1,800Provision for loan and lease losses
  • $18,634Total noninterest income
  • $5,171Fiduciary activities
  • $5,793Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,670Additional noninterest income
  • $37,103Total noninterest expense
  • $15,086Salaries and employee benefits
  • $4,275Premises and equipment expense
  • $17,742Additional noninterest expense
  • $23,168Pre-tax net operating income
  • -$2,532Securities gains (losses)
  • $7,536Applicable income taxes
  • $13,100Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,100Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$539Sale, conversion, retirement of capital stock, net
  • $14,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.36%Yield on earning assets
  • 2.90%Cost of funding earning assets
  • 4.46%Net interest margin
  • 1.92%Noninterest income to earning assets
  • 3.81%Noninterest expense to earning assets
  • 1.40%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.97%Pretax return on assets
  • 16.47%Return on equity (ROE)
  • -1.13%Retained earnings to average equity (YTD only)
  • -0.08%Net charge-offs to loans
  • -333.95%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 59,775Assets per employee
  • 3.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 106.87%Loss allowance to loans
  • 2.59%Loss allowance to noncurrent loans
  • 914.93%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.28%Net loans and leases to deposits
  • 78.13%Net loans and leases to core deposits
  • 84.29%Equity capital to assets
  • 7.40%Core capital (leverage) ratio
  • 7.75%Tier 1 risk-based capital ratio
  • 11.71%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,050,050Average earning assets
  • $79,520Average equity
  • $972,996Average loans

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