SunTrust Bank, Middle Georgia, National Association in city_name, state_name

SunTrust Bank, Middle Georgia, National Association in Macon, Georgia (GA)
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SunTrust Bank, Middle Georgia, National Association - Overview

General
FDIC Certificate #: 2139
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: SunTrust Bank (#867)
Federal Reserve ID: 868031
Date Established: September 12, 1912
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 15 (Interstate: No)
OTS Docket #: 11935
FDIC's unique #: 1411
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 2000
Last Structure Change Process Date: March 29, 2000
Last Data Update: March 29, 2000
Data Source Date: April 05, 2012
Location
Address: 606 Cherry Street, Macon, GA 31208
County: Bibb
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Macon, GA (#4680)
Combined Statistical Area (CSA): Macon-Warner Robins-Fort Valley, GA (#356)
Core Based Statistical Area (CBSA): Macon, GA (#31420)
CBSA Metro Statistical Area: Macon, GA (#31420)
Financial Summary
Total assets: $715.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
280Total employees (full-time equivalent)
$715,595Total assets
$41,803Cash and due from depository institutions
$550Interest-bearing balances
$71,295Securities
$32,774Federal funds sold & reverse repurchase agreements
$549,742Net loans & leases
$10,263Loan loss allowance
$0Trading account assets
$11,760Bank premises and fixed assets
$529Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$7,692All other assets
$715,595Total liabilities and capital
$662,910Total liabilities
$469,744Total deposits
$340,931Interest-bearing deposits
$469,744Deposits held in domestic offices
0.00%% insured (estimated)
$153,625Federal funds purchased & repurchase agreements
$0Trading liabilities
$32,820Other borrowed funds
$0Subordinated debt
$6,721All other liabilities
$52,685Total equity capital
$52,685Total bank equity capital
$52,685Perpetual preferred stock
$0Common stock
$5,000Surplus
$7,000Undivided profits
Memoranda
$40,685Noncurrent loans and leases
$212,227Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,890Earning assets
$0Long-term assets (5+ years)
$3,103Average Assets, year-to-date
$654,361Average Assets, quarterly
$104,780Volatile liabilities
$654,105Insider loans
$695,470FHLB advances
$207,272Loans and leases held for sale
$23,110Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$815Total risk weighted assets
$212,036Total unused commitments
$0Restructured Loans and leases
$7,664Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$47,685Total interest income
$17,609Total interest expense
$30,076Net interest income
$100Provision for loan and lease losses
$17,866Total noninterest income
$6,572Fiduciary activities
$5,183Service charges on deposit accounts
$0Trading account gains & fees
$6,111Additional noninterest income
$27,230Total noninterest expense
$11,510Salaries and employee benefits
$2,443Premises and equipment expense
$13,277Additional noninterest expense
$20,612Pre-tax net operating income
-$764Securities gains (losses)
$7,224Applicable income taxes
$12,624Income before extraordinary items
$0Extraordinary gains - net
$12,624Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$923Sale, conversion, retirement of capital stock, net
$9,000Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.81%Yield on earning assets
2.88%Cost of funding earning assets
4.93%Net interest margin
2.93%Noninterest income to earning assets
4.46%Noninterest expense to earning assets
2.00%Net operating income to assets
1.93%Return on assets (ROA)
3.03%Pretax return on assets
24.62%Return on equity (ROE)
7.07%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
10.83%Credit loss provision to net charge-offs
22.44%Efficiency ratio
56,798Assets per employee
2.56%Cash dividends to net income (YTD only)
Condition Ratios (%)
71.29%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
209.88%Noncurrent assets plus other real estate owned to assets
0.76%Noncurrent loans to loans
0.87%Net loans and leases to deposits
117.03%Net loans and leases to core deposits
122.47%Equity capital to assets
7.36%Core capital (leverage) ratio
7.53%Tier 1 risk-based capital ratio
8.75%Total risk-based capital ratio
Memoranda
$10Average assets
$654,105Average earning assets
$51,279Average equity
$610,610Average loans

SunTrust Bank, Middle Georgia, National Association in Macon, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

SunTrust Bank, Middle Georgia, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

SunTrust Bank, Middle Georgia, National Association in Macon, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

SunTrust Bank, Middle Georgia, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

SunTrust Bank, Middle Georgia, National Association in Macon, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches