SunTrust Bank, North Central Florida in Ocala, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, North Central Florida in Ocala, Florida (FL)
  • Show street view No street view available for this location

SunTrust Bank, North Central Florida - Overview

  • General
  • FDIC Certificate #: 8019
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 539733
    Date Established: January 01, 1910
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 16 (Interstate: No)
    OTS Docket #: 14370
    FDIC's unique #: 5102
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 203 East Silver Springs Boulevard, Ocala, FL 34470
    County: Marion
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Gainesville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Ocala, FL (#5790)
    Core Based Statistical Area (CBSA): Ocala, FL (#36100)
    CBSA Metro Statistical Area: Ocala, FL (#36100)
  • Financial Summary
  • Total assets: $1,071.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 317Total employees (full-time equivalent)
  • $1,070,982Total assets
  • $100,872Cash and due from depository institutions
  • $307Interest-bearing balances
  • $189,203Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $747,848Net loans & leases
  • $11,487Loan loss allowance
  • $0Trading account assets
  • $20,253Bank premises and fixed assets
  • $485Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $12,321All other assets
  • $1,070,982Total liabilities and capital
  • $994,687Total liabilities
  • $814,846Total deposits
  • $551,787Interest-bearing deposits
  • $814,846Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $141,620Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $30,000Other borrowed funds
  • $0Subordinated debt
  • $8,221All other liabilities
  • $76,295Total equity capital
  • $76,295Total bank equity capital
  • $76,295Perpetual preferred stock
  • $0Common stock
  • $2,375Surplus
  • $12,031Undivided profits
  • Memoranda
  • $61,889Noncurrent loans and leases
  • $138,663Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,635Earning assets
  • $0Long-term assets (5+ years)
  • $3,531Average Assets, year-to-date
  • $937,358Average Assets, quarterly
  • $255,303Volatile liabilities
  • $1,023,832Insider loans
  • $1,052,716FHLB advances
  • $187,103Loans and leases held for sale
  • $1,981Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,280Tier 2 risk-based capital
  • $905Total risk weighted assets
  • $138,663Total unused commitments
  • $0Restructured Loans and leases
  • $9,372Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $70,760Total interest income
  • $30,315Total interest expense
  • $40,445Net interest income
  • $1,200Provision for loan and lease losses
  • $16,477Total noninterest income
  • $4,379Fiduciary activities
  • $5,147Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,951Additional noninterest income
  • $31,219Total noninterest expense
  • $13,268Salaries and employee benefits
  • $3,304Premises and equipment expense
  • $14,647Additional noninterest expense
  • $24,503Pre-tax net operating income
  • -$1,723Securities gains (losses)
  • $8,359Applicable income taxes
  • $14,421Income before extraordinary items
  • $0Extraordinary gains - net
  • $14,421Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $590Sale, conversion, retirement of capital stock, net
  • $12,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.47%Yield on earning assets
  • 3.20%Cost of funding earning assets
  • 4.27%Net interest margin
  • 1.74%Noninterest income to earning assets
  • 3.30%Noninterest expense to earning assets
  • 1.52%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 2.22%Pretax return on assets
  • 18.77%Return on equity (ROE)
  • 3.15%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 203.39%Credit loss provision to net charge-offs
  • 43.56%Efficiency ratio
  • 54,845Assets per employee
  • 3.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.21%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 435.94%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 91.78%Net loans and leases to core deposits
  • 97.20%Equity capital to assets
  • 7.12%Core capital (leverage) ratio
  • 7.52%Tier 1 risk-based capital ratio
  • 10.45%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,023,832Average earning assets
  • $76,825Average equity
  • $946,885Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with SunTrust Bank, North Central Florida.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents