SunTrust Bank, Northeast Georgia, National Association in city_name, state_name

SunTrust Bank, Northeast Georgia, National Association in Athens, Georgia (GA)
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SunTrust Bank, Northeast Georgia, National Association - Overview

General
FDIC Certificate #: 2114
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: SunTrust Bank (#867)
Federal Reserve ID: 737931
Date Established: Febuary 20, 1866
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 18 (Interstate: No)
OTS Docket #: 12662
FDIC's unique #: 1391
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 2000
Last Structure Change Process Date: March 29, 2000
Last Data Update: March 29, 2000
Data Source Date: April 05, 2012
Location
Address: 101 North Lumpkin Street, Athens, GA 30601
County: Clarke
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Athens, GA (#500)
Core Based Statistical Area (CBSA): Athens-Clarke County, GA (#12020)
CBSA Metro Statistical Area: Athens-Clarke County, GA (#12020)
Financial Summary
Total assets: $727.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
277Total employees (full-time equivalent)
$727,778Total assets
$44,514Cash and due from depository institutions
$1,230Interest-bearing balances
$60,185Securities
$0Federal funds sold & reverse repurchase agreements
$597,896Net loans & leases
$9,517Loan loss allowance
$0Trading account assets
$16,324Bank premises and fixed assets
$13Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$8,846All other assets
$727,778Total liabilities and capital
$675,355Total liabilities
$462,747Total deposits
$347,853Interest-bearing deposits
$462,747Deposits held in domestic offices
0.00%% insured (estimated)
$161,714Federal funds purchased & repurchase agreements
$0Trading liabilities
$43,463Other borrowed funds
$0Subordinated debt
$7,431All other liabilities
$52,423Total equity capital
$52,423Total bank equity capital
$52,423Perpetual preferred stock
$0Common stock
$1,501Surplus
$14,694Undivided profits
Memoranda
$36,228Noncurrent loans and leases
$122,597Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,519Earning assets
$0Long-term assets (5+ years)
$3,428Average Assets, year-to-date
$659,311Average Assets, quarterly
$75,812Volatile liabilities
$687,411Insider loans
$710,784FHLB advances
$179,867Loans and leases held for sale
$4,474Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,231Total risk weighted assets
$122,597Total unused commitments
$0Restructured Loans and leases
$7,495Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$52,241Total interest income
$19,652Total interest expense
$32,589Net interest income
$100Provision for loan and lease losses
$13,295Total noninterest income
$2,032Fiduciary activities
$4,603Service charges on deposit accounts
$0Trading account gains & fees
$6,660Additional noninterest income
$23,884Total noninterest expense
$11,789Salaries and employee benefits
$2,460Premises and equipment expense
$9,635Additional noninterest expense
$21,900Pre-tax net operating income
-$177Securities gains (losses)
$8,019Applicable income taxes
$13,704Income before extraordinary items
$0Extraordinary gains - net
$13,704Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$70Sale, conversion, retirement of capital stock, net
$14,000Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.24%Yield on earning assets
3.10%Cost of funding earning assets
5.14%Net interest margin
2.10%Noninterest income to earning assets
3.77%Noninterest expense to earning assets
2.01%Net operating income to assets
1.99%Return on assets (ROA)
3.16%Pretax return on assets
25.35%Return on equity (ROE)
-0.55%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
142.86%Credit loss provision to net charge-offs
314.29%Efficiency ratio
52,053Assets per employee
2.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
102.16%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
270.45%Noncurrent assets plus other real estate owned to assets
0.49%Noncurrent loans to loans
0.58%Net loans and leases to deposits
129.21%Net loans and leases to core deposits
134.48%Equity capital to assets
7.20%Core capital (leverage) ratio
7.44%Tier 1 risk-based capital ratio
8.85%Total risk-based capital ratio
Memoranda
$10Average assets
$687,411Average earning assets
$54,051Average equity
$633,854Average loans

SunTrust Bank, Northeast Georgia, National Association in Athens, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

SunTrust Bank, Northeast Georgia, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

SunTrust Bank, Northeast Georgia, National Association in Athens, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

SunTrust Bank, Northeast Georgia, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

SunTrust Bank, Northeast Georgia, National Association in Athens, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches