SunTrust Bank, Northeast Tennessee, National Association in Johnson City, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 05, 1997

  • SunTrust Bank, Northeast Tennessee, National Association in Johnson City, Tennessee (TN)
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SunTrust Bank, Northeast Tennessee, National Association - Overview

  • General
  • FDIC Certificate #: 4940
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank, East Tennessee, National Association (#1486)
    Federal Reserve ID: 513238
    Date Established: September 24, 1932
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Interstate: No)
    OTS Docket #: 13921
    FDIC's unique #: 3284
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 05, 1997
    Last Structure Change Process Date: September 16, 1997
    Last Data Update: September 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 207 Mockingbird Lane, Johnson City, TN 37604
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Johnson City-Kingsport-Bristol, TN-VA (#3660)
    Combined Statistical Area (CSA): Johnson City-Kingsport-Bristol (Tri-Cities), TN-VA (#304)
    Core Based Statistical Area (CBSA): Johnson City, TN (#27740)
    CBSA Metro Statistical Area: Johnson City, TN (#27740)
  • Financial Summary
  • Total assets: $387.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $181Total assets
  • $385,282Cash and due from depository institutions
  • $12,975Interest-bearing balances
  • $0Securities
  • $55,289Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $300,656Loan loss allowance
  • $5,082Trading account assets
  • $0Bank premises and fixed assets
  • $8,389Other real estate owned
  • $219Goodwill and other intangibles
  • $7,754Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $385,282Total liabilities
  • $356,564Total deposits
  • $320,868Interest-bearing deposits
  • $267,371Deposits held in domestic offices
  • 320868.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $23,382Trading liabilities
  • $0Other borrowed funds
  • $8,808Subordinated debt
  • $0All other liabilities
  • $3,506Total equity capital
  • $3,506Total bank equity capital
  • $28,718Perpetual preferred stock
  • $0Common stock
  • $2,100Surplus
  • $2,100Undivided profits
  • Memoranda
  • $24,518Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,114Income earned, not collected on loans
  • $2,801Earning assets
  • $355,945Long-term assets (5+ years)
  • $30,696Average Assets, year-to-date
  • $370,617Average Assets, quarterly
  • $379,787Volatile liabilities
  • $60,040Insider loans
  • $4,888FHLB advances
  • $0Loans and leases held for sale
  • $772Unused loan commitments
  • $61,370Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $28,407Total risk weighted assets
  • $289,287Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $28,339Total interest expense
  • $13,566Net interest income
  • $14,773Provision for loan and lease losses
  • $550Total noninterest income
  • $3,749Fiduciary activities
  • $1,046Service charges on deposit accounts
  • $1,396Trading account gains & fees
  • $0Additional noninterest income
  • $1,307Total noninterest expense
  • $11,179Salaries and employee benefits
  • $5,645Premises and equipment expense
  • $952Additional noninterest expense
  • $4,582Pre-tax net operating income
  • $6,793Securities gains (losses)
  • $7Applicable income taxes
  • $2,486Income before extraordinary items
  • $4,314Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,314Net charge-offs
  • $968Cash dividends
  • $2,400Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.30%Cost of funding earning assets
  • 3.97%Net interest margin
  • 4.32%Noninterest income to earning assets
  • 1.10%Noninterest expense to earning assets
  • 3.27%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 1.83%Return on equity (ROE)
  • 15.55%Retained earnings to average equity (YTD only)
  • 6.90%Net charge-offs to loans
  • 0.31%Credit loss provision to net charge-offs
  • 56.82%Efficiency ratio
  • 60,355Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.63%Loss allowance to loans
  • 1.66%Loss allowance to noncurrent loans
  • 240.40%Noncurrent assets plus other real estate owned to assets
  • 0.61%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 93.70%Net loans and leases to core deposits
  • 105.79%Equity capital to assets
  • 7.45%Core capital (leverage) ratio
  • 7.69%Tier 1 risk-based capital ratio
  • 9.82%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $370,617Average earning assets
  • $27,734Average equity
  • $341,580Average loans

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