SunTrust Bank, South Central Tennessee, National Association in city_name, state_name

SunTrust Bank, South Central Tennessee, National Association in Pulaski, Tennessee (TN)
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SunTrust Bank, South Central Tennessee, National Association - Overview

General
FDIC Certificate #: 4946
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: SunTrust Bank (#867)
Federal Reserve ID: 6235
Date Established: January 22, 1902
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 13 (Interstate: No)
FDIC's unique #: 3289
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 2000
Last Structure Change Process Date: March 29, 2000
Last Data Update: March 29, 2000
Data Source Date: April 05, 2012
Location
Address: 222 West Madison Street, Pulaski, TN 38478
County: Giles
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Atlanta
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $339.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
134Total employees (full-time equivalent)
$338,957Total assets
$11,263Cash and due from depository institutions
$0Interest-bearing balances
$96,485Securities
$0Federal funds sold & reverse repurchase agreements
$224,440Net loans & leases
$2,052Loan loss allowance
$0Trading account assets
$2,423Bank premises and fixed assets
$363Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,983All other assets
$338,957Total liabilities and capital
$312,712Total liabilities
$299,688Total deposits
$257,799Interest-bearing deposits
$299,688Deposits held in domestic offices
0.00%% insured (estimated)
$8,321Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$4,703All other liabilities
$26,245Total equity capital
$26,245Total bank equity capital
$26,245Perpetual preferred stock
$0Common stock
$700Surplus
$2,675Undivided profits
Memoranda
$22,870Noncurrent loans and leases
$58,858Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,427Earning assets
$0Long-term assets (5+ years)
$1,394Average Assets, year-to-date
$320,925Average Assets, quarterly
$73,029Volatile liabilities
$342,352Insider loans
$337,768FHLB advances
$36,506Loans and leases held for sale
$3,627Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$253Total risk weighted assets
$58,858Total unused commitments
$0Restructured Loans and leases
$2,052Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$25,167Total interest income
$9,740Total interest expense
$15,427Net interest income
$600Provision for loan and lease losses
$3,518Total noninterest income
$9Fiduciary activities
$2,117Service charges on deposit accounts
$0Trading account gains & fees
$1,392Additional noninterest income
$10,751Total noninterest expense
$4,467Salaries and employee benefits
$1,317Premises and equipment expense
$4,967Additional noninterest expense
$7,594Pre-tax net operating income
-$188Securities gains (losses)
$2,581Applicable income taxes
$4,825Income before extraordinary items
$0Extraordinary gains - net
$4,825Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$877Sale, conversion, retirement of capital stock, net
$5,000Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.78%Yield on earning assets
3.01%Cost of funding earning assets
4.77%Net interest margin
1.09%Noninterest income to earning assets
3.32%Noninterest expense to earning assets
1.45%Net operating income to assets
1.41%Return on assets (ROA)
2.16%Pretax return on assets
17.83%Return on equity (ROE)
-0.65%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
68.42%Credit loss provision to net charge-offs
9.34%Efficiency ratio
56,627Assets per employee
2.53%Cash dividends to net income (YTD only)
Condition Ratios (%)
103.63%Loss allowance to loans
0.91%Loss allowance to noncurrent loans
143.80%Noncurrent assets plus other real estate owned to assets
0.53%Noncurrent loans to loans
0.63%Net loans and leases to deposits
74.89%Net loans and leases to core deposits
82.67%Equity capital to assets
7.74%Core capital (leverage) ratio
7.79%Tier 1 risk-based capital ratio
12.20%Total risk-based capital ratio
Memoranda
$13Average assets
$342,352Average earning assets
$27,057Average equity
$323,558Average loans

SunTrust Bank, South Central Tennessee, National Association in Pulaski, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

SunTrust Bank, South Central Tennessee, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

SunTrust Bank, South Central Tennessee, National Association in Pulaski, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

SunTrust Bank, South Central Tennessee, National Association - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

SunTrust Bank, South Central Tennessee, National Association in Pulaski, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches