Sunnyside Federal Savings and Loan Association of Irvington
Sunnyside Federal Savings and Loan Association of Irvington in Irvington, New York (NY) Overview, Financial Summary, Detailed Financial Reports, Branches
Sunnyside Federal Savings and Loan Association of Irvington in Irvington, New York (NY)
Sunnyside Federal Savings and Loan Association of Irvington - Overview
General
FDIC Certificate #: 28805 Status: Active Federal Reserve ID: 516873 Date Established: January 01, 1929 WWW:http://www.sunnysidefederal.com Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 2397 FDIC's unique #: 41639 Numeric code: 38 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: December 22, 1934 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 56 Main St, Irvington, NY 10533 County: Westchester Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: New York City Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): New York, NY (#5600) Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70) Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408) Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $89.4 mil Equity capital: $6.4 mil Deposits held in domestic offices: $81.2 mil Return on assets (ROA): 0.11% ($0.1 mil) Quarterly return on assets: 0.22% ($0.2 mil) Return on Equity (ROE): 1.59% ($0.1 mil) Quarterly return on equity: 2.99% ($0.2 mil) Net income: $0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.14% ($125.2 mil) Quarterly Pretax return on assets: 0.26% ($232.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
14Total employees (full-time equivalent)
$89,419Total assets
$9,921Cash and due from depository institutions
$5,785Interest-bearing balances
$30,211Securities
$4,546Federal funds sold & reverse repurchase agreements
$38,883Net loans & leases
$313Loan loss allowance
$0Trading account assets
$1,736Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$89,419Life insurance assets
$4,122All other assets
$82,979Total liabilities and capital
$81,222Total liabilities
$77,633Total deposits
$81,222Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,757Subordinated debt
$6,440All other liabilities
$6,440Total equity capital
$6,440Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$6,440Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$264Long-term assets (5+ years)
$79,425Average Assets, year-to-date
$36,901Average Assets, quarterly
$91,303Volatile liabilities
$89,283Insider loans
$33,918FHLB advances
$88,099Loans and leases held for sale
$1,967Unused loan commitments
$1,967Tier 1 (core) risk-based capital
$6,747Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,021Restructured Loans and leases
$326Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$3,201Total interest income
$743Total interest expense
$2,458Net interest income
$9Provision for loan and lease losses
$185Total noninterest income
$0Fiduciary activities
$42Service charges on deposit accounts
$0Trading account gains & fees
$143Additional noninterest income
$2,508Total noninterest expense
$1,281Salaries and employee benefits
$561Premises and equipment expense
$666Additional noninterest expense
$126Pre-tax net operating income
$0Securities gains (losses)
$25Applicable income taxes
$101Income before extraordinary items
$0Extraordinary gains - net
$101Net income attributable to bank
$0Net charge-offs
$101Cash dividends
-$5Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.90%Yield on earning assets
0.90%Cost of funding earning assets
2.99%Net interest margin
0.23%Noninterest income to earning assets
3.05%Noninterest expense to earning assets
0.11%Net operating income to assets
0.11%Return on assets (ROA)
0.14%Pretax return on assets
1.59%Return on equity (ROE)
1.59%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-180.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
94,892Assets per employee
6.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.80%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
47.87%Net loans and leases to core deposits
49.47%Equity capital to assets
7.20%Core capital (leverage) ratio
7.66%Tier 1 risk-based capital ratio
19.89%Total risk-based capital ratio
Memoranda
$21Average assets
$91,303Average earning assets
$6,352Average equity
$82,167Average loans
List of branches
1 New York Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
41639
Sunnyside Federal Savings And Loan A
56 Main St, Irvington, NY 10533
January 01, 1929
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
Sunnyside Federal Savings and Loan Association of Irvington
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Sunnyside Federal Savings and Loan Association of Irvington.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: