Superior Bank FSB in Hinsdale, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 27, 2001

  • Superior Bank FSB in Hinsdale, Illinois (IL)
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Superior Bank FSB - Overview

  • General
  • FDIC Certificate #: 32646
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Superior Federal Bank, FSB (#57294)
    Federal Reserve ID: 24471
    Date Established: December 30, 1988
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8566
    FDIC's unique #: 45480
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: December 30, 1988
    Last Structure Change Effective Date: July 27, 2001
    Last Structure Change Process Date: August 02, 2001
    Last Data Update: August 02, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 440 East Ogden Avenue, Hinsdale, IL 60521
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: New York
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Pass Through Receivership Merger
    Corrections
  • Financial Summary
  • Total assets: $1,765.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 1,836Total employees (full-time equivalent)
  • $2,071,906Total assets
  • $100,223Cash and due from depository institutions
  • $60,528Interest-bearing balances
  • $313,702Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $558,760Net loans & leases
  • $8,820Loan loss allowance
  • $0Trading account assets
  • $78,514Bank premises and fixed assets
  • $3,328Other real estate owned
  • $43,499Goodwill and other intangibles
  • $0Life insurance assets
  • $973,880All other assets
  • $2,071,906Total liabilities and capital
  • $2,033,971Total liabilities
  • $1,530,505Total deposits
  • $1,455,632Interest-bearing deposits
  • $1,530,505Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $414,235Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $50,000Other borrowed funds
  • $0Subordinated debt
  • $39,231All other liabilities
  • $37,935Total equity capital
  • $37,935Total bank equity capital
  • $37,935Perpetual preferred stock
  • $0Common stock
  • $44,500Surplus
  • $0Undivided profits
  • Memoranda
  • $-6,565Noncurrent loans and leases
  • $1,724,466Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $34,593Earning assets
  • $0Long-term assets (5+ years)
  • $20,923Average Assets, year-to-date
  • $932,990Average Assets, quarterly
  • $0Volatile liabilities
  • $2,180,129Insider loans
  • $2,095,966FHLB advances
  • $865,708Loans and leases held for sale
  • $0Unused loan commitments
  • $50,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,724,466Total unused commitments
  • $0Restructured Loans and leases
  • $8,820Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $119,213Total interest income
  • $114,239Total interest expense
  • $4,974Net interest income
  • $82,280Provision for loan and lease losses
  • $156,323Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $156,323Additional noninterest income
  • $133,638Total noninterest expense
  • $51,788Salaries and employee benefits
  • $24,520Premises and equipment expense
  • $57,330Additional noninterest expense
  • -$54,621Pre-tax net operating income
  • $43,372Securities gains (losses)
  • -$5,611Applicable income taxes
  • -$5,638Income before extraordinary items
  • $0Extraordinary gains - net
  • -$5,638Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $60,940Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.88%Yield on earning assets
  • 8.51%Cost of funding earning assets
  • 0.37%Net interest margin
  • 11.65%Noninterest income to earning assets
  • 9.96%Noninterest expense to earning assets
  • -1.53%Net operating income to assets
  • -0.26%Return on assets (ROA)
  • -0.52%Pretax return on assets
  • -2.35%Return on equity (ROE)
  • -2.35%Retained earnings to average equity (YTD only)
  • 9.01%Net charge-offs to loans
  • 135.02%Credit loss provision to net charge-offs
  • 0.45%Efficiency ratio
  • 82,764Assets per employee
  • 1.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 25.50%Noncurrent assets plus other real estate owned to assets
  • 1.83%Noncurrent loans to loans
  • 6.09%Net loans and leases to deposits
  • 36.51%Net loans and leases to core deposits
  • 49.49%Equity capital to assets
  • 1.83%Core capital (leverage) ratio
  • 2.08%Tier 1 risk-based capital ratio
  • 1.39%Total risk-based capital ratio
  • Memoranda
  • $2Average assets
  • $2,180,129Average earning assets
  • $240,264Average equity
  • $1,341,890Average loans

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