Sutter Buttes Savings Bank, F.S.B. in Yuba City, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 16, 1996

  • Sutter Buttes Savings Bank, F.S.B. in Yuba City, California (CA)
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Sutter Buttes Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 32164
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Tri Counties Bank (#21943)
    Federal Reserve ID: 679974
    Date Established: January 01, 1982
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7931
    FDIC's unique #: 44998
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 19, 1983
    Last Structure Change Effective Date: October 16, 1996
    Last Structure Change Process Date: November 25, 1996
    Last Data Update: November 25, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Plumas Street, Yuba City, CA 95991
    County: Sutter
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Yuba City, CA (#9340)
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Yuba City, CA (#49700)
    CBSA Metro Statistical Area: Yuba City, CA (#49700)
  • Financial Summary
  • Total assets: $65.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $64,599Cash and due from depository institutions
  • $2,559Interest-bearing balances
  • $2,260Securities
  • $487Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $59,904Loan loss allowance
  • $415Trading account assets
  • $0Bank premises and fixed assets
  • $557Other real estate owned
  • $105Goodwill and other intangibles
  • $987Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $64,599Total liabilities
  • $61,117Total deposits
  • $57,429Interest-bearing deposits
  • $56,266Deposits held in domestic offices
  • 57429.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,400Subordinated debt
  • $0All other liabilities
  • $288Total equity capital
  • $288Total bank equity capital
  • $3,482Perpetual preferred stock
  • $1,161Common stock
  • $1,620Surplus
  • $496Undivided profits
  • Memoranda
  • $205Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $437Income earned, not collected on loans
  • $376Earning assets
  • $62,651Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $63,802Average Assets, quarterly
  • $64,310Volatile liabilities
  • $10,755Insider loans
  • $318FHLB advances
  • $3,400Loans and leases held for sale
  • $0Unused loan commitments
  • $18,498Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,482Total risk weighted assets
  • $38,842Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,574Total interest expense
  • $3,143Net interest income
  • $1,431Provision for loan and lease losses
  • -$34Total noninterest income
  • $339Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $339Total noninterest expense
  • $1,549Salaries and employee benefits
  • $737Premises and equipment expense
  • $295Additional noninterest expense
  • $517Pre-tax net operating income
  • $255Securities gains (losses)
  • $120Applicable income taxes
  • $91Income before extraordinary items
  • $284Extraordinary gains - net
  • $0Net income attributable to bank
  • $284Net charge-offs
  • -$2Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.41%Cost of funding earning assets
  • 5.09%Net interest margin
  • 2.32%Noninterest income to earning assets
  • 0.55%Noninterest expense to earning assets
  • 2.51%Net operating income to assets
  • 0.30%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 0.59%Return on equity (ROE)
  • 8.65%Retained earnings to average equity (YTD only)
  • 8.65%Net charge-offs to loans
  • -0.00%Credit loss provision to net charge-offs
  • 1700.00%Efficiency ratio
  • 87,514Assets per employee
  • 2.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.69%Loss allowance to noncurrent loans
  • 94.97%Noncurrent assets plus other real estate owned to assets
  • 0.84%Noncurrent loans to loans
  • 0.72%Net loans and leases to deposits
  • 104.31%Net loans and leases to core deposits
  • 119.63%Equity capital to assets
  • 5.39%Core capital (leverage) ratio
  • 5.39%Tier 1 risk-based capital ratio
  • 8.96%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $63,802Average earning assets
  • $3,283Average equity
  • $61,762Average loans

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