FDIC Certificate #: 12489 Status: Inactive Closing history: Absorption - Without Assistance Acquiring institution:Astra Bank (#17636) Federal Reserve ID: 571153 Date Established: November 06, 1913 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 16156 FDIC's unique #: 7946 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: July 01, 2009 Last Structure Change Process Date: July 09, 2009 Last Data Update: July 09, 2009 Data Source Date: April 05, 2012
Location
Address: 105 S. Saunders Avenue, Sutton, NE 68979 County: Clay Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Grand Island Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Hastings, NE (#25580) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $25.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2008)
Dollar figures in thousands
10Total employees (full-time equivalent)
$26,593Total assets
$3,551Cash and due from depository institutions
$1,554Interest-bearing balances
$4,140Securities
$1,279Federal funds sold & reverse repurchase agreements
$15,980Net loans & leases
$178Loan loss allowance
$0Trading account assets
$455Bank premises and fixed assets
$0Other real estate owned
$175Goodwill and other intangibles
$337Life insurance assets
$1,013All other assets
$26,593Total liabilities and capital
$24,128Total liabilities
$21,579Total deposits
$19,012Interest-bearing deposits
$21,579Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$2,506Other borrowed funds
$0Subordinated debt
$43All other liabilities
$2,465Total equity capital
$2,465Total bank equity capital
$2,465Perpetual preferred stock
$0Common stock
$300Surplus
$1,540Undivided profits
Memoranda
$625Noncurrent loans and leases
$9,796Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$123Earning assets
$0Long-term assets (5+ years)
$377Average Assets, year-to-date
$22,953Average Assets, quarterly
$3,373Volatile liabilities
$25,023Insider loans
$25,542FHLB advances
$3,418Loans and leases held for sale
$2,028Unused loan commitments
$2,506Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$9,796Total unused commitments
$0Restructured Loans and leases
$178Derivatives
Income and Expense (December 31, 2008)
Dollar figures in thousands
$1,480Total interest income
$545Total interest expense
$935Net interest income
$0Provision for loan and lease losses
$285Total noninterest income
$0Fiduciary activities
$84Service charges on deposit accounts
$0Trading account gains & fees
$201Additional noninterest income
$949Total noninterest expense
$492Salaries and employee benefits
$148Premises and equipment expense
$309Additional noninterest expense
$271Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$271Income before extraordinary items
$0Extraordinary gains - net
$271Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$136Sale, conversion, retirement of capital stock, net
$334Net operating income
Performance and Condition Ratios (December 31, 2008)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.58%Yield on earning assets
2.42%Cost of funding earning assets
4.16%Net interest margin
1.27%Noninterest income to earning assets
4.22%Noninterest expense to earning assets
1.08%Net operating income to assets
1.08%Return on assets (ROA)
1.08%Pretax return on assets
11.22%Return on equity (ROE)
-2.61%Retained earnings to average equity (YTD only)
0.73%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
1.99%Efficiency ratio
77,787Assets per employee
2.66%Cash dividends to net income (YTD only)
Condition Ratios (%)
123.25%Loss allowance to loans
1.10%Loss allowance to noncurrent loans
144.72%Noncurrent assets plus other real estate owned to assets
0.46%Noncurrent loans to loans
0.76%Net loans and leases to deposits
74.05%Net loans and leases to core deposits
82.54%Equity capital to assets
9.27%Core capital (leverage) ratio
8.82%Tier 1 risk-based capital ratio
12.20%Total risk-based capital ratio
Memoranda
$13Average assets
$25,023Average earning assets
$2,415Average equity
$22,487Average loans
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