Tecumseh Federal Bank in Tecumseh, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Tecumseh Federal Bank in Tecumseh, Nebraska (NE)
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Tecumseh Federal Bank - Overview

  • General
  • FDIC Certificate #: 30395
    Status: Active
    Federal Reserve ID: 389376
    Date Established: January 01, 1904
    WWW: http://www.tecfedbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 5275
    FDIC's unique #: 43229
    Numeric code: 34
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 02, 1958
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 160 N 4th Street, Tecumseh, NE 68450
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $55.4 mil
    Equity capital: $8.3 mil
    Deposits held in domestic offices: $46.1 mil
    Return on assets (ROA): 0.66% ($0.4 mil)
    Quarterly return on assets: 0.63% ($0.3 mil)
    Return on Equity (ROE): 4.53% ($0.4 mil)
    Quarterly return on equity: 4.21% ($0.3 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.94% ($520.7 mil)
    Quarterly Pretax return on assets: 0.69% ($382.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $55,393Total assets
  • $6,112Cash and due from depository institutions
  • $6,054Interest-bearing balances
  • $14,341Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $32,222Net loans & leases
  • $309Loan loss allowance
  • $0Trading account assets
  • $137Bank premises and fixed assets
  • $0Other real estate owned
  • $10Goodwill and other intangibles
  • $55,393Life insurance assets
  • $2,571All other assets
  • $47,118Total liabilities and capital
  • $46,076Total liabilities
  • $45,777Total deposits
  • $46,076Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $508Trading liabilities
  • $0Other borrowed funds
  • $534Subordinated debt
  • $8,275All other liabilities
  • $8,275Total equity capital
  • $8,275Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $8,275Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $936Income earned, not collected on loans
  • $0Earning assets
  • $232Long-term assets (5+ years)
  • $52,617Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $55,284Volatile liabilities
  • $55,507Insider loans
  • $24,245FHLB advances
  • $55,115Loans and leases held for sale
  • $1,775Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,827Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $622Restructured Loans and leases
  • $632Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,315Total interest income
  • $793Total interest expense
  • $1,522Net interest income
  • $5Provision for loan and lease losses
  • $328Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $328Additional noninterest income
  • $1,326Total noninterest expense
  • $769Salaries and employee benefits
  • $221Premises and equipment expense
  • $336Additional noninterest expense
  • $519Pre-tax net operating income
  • $0Securities gains (losses)
  • $152Applicable income taxes
  • $367Income before extraordinary items
  • $0Extraordinary gains - net
  • $367Net income attributable to bank
  • $0Net charge-offs
  • $367Cash dividends
  • $15Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.49%Yield on earning assets
  • 1.54%Cost of funding earning assets
  • 2.95%Net interest margin
  • 0.64%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 4.53%Return on equity (ROE)
  • 4.53%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 33.33%Credit loss provision to net charge-offs
  • 34.93%Efficiency ratio
  • 71,459Assets per employee
  • 5.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 33.01%Noncurrent assets plus other real estate owned to assets
  • 1.69%Noncurrent loans to loans
  • 2.88%Net loans and leases to deposits
  • 69.93%Net loans and leases to core deposits
  • 72.97%Equity capital to assets
  • 14.94%Core capital (leverage) ratio
  • 14.20%Tier 1 risk-based capital ratio
  • 32.28%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $55,284Average earning assets
  • $8,106Average equity
  • $51,565Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043229Tecumseh Federal Bank160 N 4th Street, Tecumseh, NE 68450January 01, 1904Full Service Brick and Mortar

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