Templeton Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Templeton Savings Bank in Templeton, Iowa (IA)
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Templeton Savings Bank routing number info

Templeton Savings Bank - Overview

General
FDIC Certificate #: 969
Status: Active
Federal Reserve ID: 366247
Date Established: January 01, 1923
WWW: http://www.templetonsavingsbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 636
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 103 S Main St, Templeton, IA 51463
County: Carroll
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Des Moines
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $94.5 mil
Equity capital: $12.0 mil
Deposits held in domestic offices: $76.2 mil
Return on assets (ROA): 1.34% ($1.3 mil)
Quarterly return on assets: 1.43% ($1.3 mil)
Return on Equity (ROE): 10.47% ($1.3 mil)
Quarterly return on equity: 11.25% ($1.4 mil)
Net income: $1.2 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 2.02% ($1,908.9 mil)
Quarterly Pretax return on assets: 2.08% ($1,965.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
16Total employees (full-time equivalent)
$94,498Total assets
$2,213Cash and due from depository institutions
$1,872Interest-bearing balances
$24,349Securities
$634Federal funds sold & reverse repurchase agreements
$62,626Net loans & leases
$959Loan loss allowance
$0Trading account assets
$707Bank premises and fixed assets
$0Other real estate owned
$2,116Goodwill and other intangibles
$94,498Life insurance assets
$1,853All other assets
$82,496Total liabilities and capital
$76,161Total liabilities
$62,409Total deposits
$76,161Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,600Trading liabilities
$0Other borrowed funds
$735Subordinated debt
$12,002All other liabilities
$12,002Total equity capital
$12,002Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$1,100Surplus
$10,752Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$1,084Long-term assets (5+ years)
$89,481Average Assets, year-to-date
$18,723Average Assets, quarterly
$91,785Volatile liabilities
$93,991Insider loans
$65,050FHLB advances
$93,212Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,842Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$11,335Restructured Loans and leases
$862Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,125Total interest income
$664Total interest expense
$3,461Net interest income
$78Provision for loan and lease losses
$411Total noninterest income
$0Fiduciary activities
$380Service charges on deposit accounts
$0Trading account gains & fees
$31Additional noninterest income
$1,968Total noninterest expense
$1,384Salaries and employee benefits
$125Premises and equipment expense
$459Additional noninterest expense
$1,826Pre-tax net operating income
$26Securities gains (losses)
$625Applicable income taxes
$1,227Income before extraordinary items
$0Extraordinary gains - net
$1,227Net income attributable to bank
$0Net charge-offs
$1,227Cash dividends
$43Sale, conversion, retirement of capital stock, net
$433Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.76%Yield on earning assets
0.77%Cost of funding earning assets
3.99%Net interest margin
0.47%Noninterest income to earning assets
2.27%Noninterest expense to earning assets
1.32%Net operating income to assets
1.34%Return on assets (ROA)
2.02%Pretax return on assets
10.47%Return on equity (ROE)
6.77%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
181.40%Credit loss provision to net charge-offs
44.28%Efficiency ratio
50,775Assets per employee
5.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
35.29%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
82.23%Net loans and leases to core deposits
86.21%Equity capital to assets
12.70%Core capital (leverage) ratio
10.56%Tier 1 risk-based capital ratio
15.13%Total risk-based capital ratio
Memoranda
$16Average assets
$91,785Average earning assets
$11,723Average equity
$86,645Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$9Managed Assets
1Number of Accounts
$5Personal trust and agency accounts
$5Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
2Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4Other retirement accounts
$4Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	636	Templeton Savings Bank	103 S Main St, Templeton, IA 51463	January 01, 1923	Full Service Brick and Mortar
1	192	Templeton Savings Bank Branch	223 Main Street, Manning, IA 51455	January 01, 1924	Full Service Brick and Mortar

Templeton Savings Bank in Templeton, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Templeton Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Templeton Savings Bank in Templeton, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Templeton Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Templeton Savings Bank in Templeton, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches