Texas Bank in city_name, state_name - Detailed Financial Reports, Location

Texas Bank in Baytown, Texas (TX)
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Texas Bank - Overview

General
FDIC Certificate #: 20359
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bayshore National Bank of La Porte (#19343)
Federal Reserve ID: 105660
Date Established: Febuary 08, 1971
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 14022
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 08, 1971
Last Structure Change Effective Date: November 20, 1997
Last Structure Change Process Date: December 18, 1997
Last Data Update: December 18, 1997
Data Source Date: April 05, 2012
Location
Address: 6810 Garth Road, Baytown, TX 77521
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $39.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$24Total assets
$38,944Cash and due from depository institutions
$3,944Interest-bearing balances
$1,000Securities
$7,601Federal funds sold & reverse repurchase agreements
$5,905Net loans & leases
$19,622Loan loss allowance
$187Trading account assets
$0Bank premises and fixed assets
$911Other real estate owned
$388Goodwill and other intangibles
$573Life insurance assets
$0All other assets
$0Total liabilities and capital
$38,944Total liabilities
$35,271Total deposits
$35,209Interest-bearing deposits
$23,583Deposits held in domestic offices
35209.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$62Total equity capital
$62Total bank equity capital
$3,673Perpetual preferred stock
$0Common stock
$291Surplus
$1,709Undivided profits
Memoranda
$1,673Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$51Income earned, not collected on loans
$123Earning assets
$34,128Long-term assets (5+ years)
$2,861Average Assets, year-to-date
$38,482Average Assets, quarterly
$38,425Volatile liabilities
$3,354Insider loans
$750FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,649Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,663Total risk weighted assets
$22,845Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$2,876Total interest expense
$977Net interest income
$1,899Provision for loan and lease losses
$0Total noninterest income
$732Fiduciary activities
$0Service charges on deposit accounts
$529Trading account gains & fees
$0Additional noninterest income
$203Total noninterest expense
$1,920Salaries and employee benefits
$820Premises and equipment expense
$268Additional noninterest expense
$832Pre-tax net operating income
$711Securities gains (losses)
$0Applicable income taxes
$205Income before extraordinary items
$506Extraordinary gains - net
$0Net income attributable to bank
$506Net charge-offs
$9Cash dividends
$207Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.37%Cost of funding earning assets
2.84%Net interest margin
5.52%Noninterest income to earning assets
2.13%Noninterest expense to earning assets
5.59%Net operating income to assets
1.31%Return on assets (ROA)
1.31%Pretax return on assets
1.85%Return on equity (ROE)
14.38%Retained earnings to average equity (YTD only)
8.50%Net charge-offs to loans
0.05%Credit loss provision to net charge-offs
0.00%Efficiency ratio
72,976Assets per employee
1.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
40.91%Loss allowance to loans
0.94%Loss allowance to noncurrent loans
366.67%Noncurrent assets plus other real estate owned to assets
1.13%Noncurrent loans to loans
0.26%Net loans and leases to deposits
55.73%Net loans and leases to core deposits
61.60%Equity capital to assets
9.43%Core capital (leverage) ratio
9.54%Tier 1 risk-based capital ratio
16.03%Total risk-based capital ratio
Memoranda
$17Average assets
$38,482Average earning assets
$3,519Average equity
$34,377Average loans

Texas Bank in Baytown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Texas Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

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Texas Bank in Baytown, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Texas Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Texas Bank in Baytown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches