Texas Commerce Bank-Austin, National Association in Austin, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 10, 1993

  • Texas Commerce Bank-Austin, National Association in Austin, Texas (TX)
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Texas Commerce Bank-Austin, National Association - Overview

  • General
  • FDIC Certificate #: 13560
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chase Bank of Texas, National Association (#3263)
    Federal Reserve ID: 185550
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 8477
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 05, 1934
    Last Structure Change Effective Date: December 10, 1993
    Last Structure Change Process Date: December 20, 1993
    Last Data Update: December 20, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Lavaca Street, Austin, TX 78789
    County: Travis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Austin-San Marcos, TX (#640)
    Combined Statistical Area (CSA): Austin-Round Rock-Marble Falls, TX (#126)
    Core Based Statistical Area (CBSA): Austin-Round Rock-San Marcos, TX (#12420)
    CBSA Metro Statistical Area: Austin-Round Rock-San Marcos, TX (#12420)
  • Financial Summary
  • Total assets: $806.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $346Total assets
  • $884,302Cash and due from depository institutions
  • $120,221Interest-bearing balances
  • $0Securities
  • $6,647Federal funds sold & reverse repurchase agreements
  • $301,693Net loans & leases
  • $382,787Loan loss allowance
  • $34,962Trading account assets
  • $0Bank premises and fixed assets
  • $29,683Other real estate owned
  • $27,215Goodwill and other intangibles
  • $16,056Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $884,302Total liabilities
  • $828,287Total deposits
  • $766,094Interest-bearing deposits
  • $504,094Deposits held in domestic offices
  • 766094.00%% insured (estimated)
  • $62Federal funds purchased & repurchase agreements
  • $45,700Trading liabilities
  • $0Other borrowed funds
  • $9,422Subordinated debt
  • $0All other liabilities
  • $7,071Total equity capital
  • $7,071Total bank equity capital
  • $56,015Perpetual preferred stock
  • $0Common stock
  • $10,107Surplus
  • $211,464Undivided profits
  • Memoranda
  • $-165,556Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $22,353Income earned, not collected on loans
  • $2,267Earning assets
  • $691,127Long-term assets (5+ years)
  • $84,788Average Assets, year-to-date
  • $880,441Average Assets, quarterly
  • $857,685Volatile liabilities
  • $107,507Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $160,687Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $56,015Total risk weighted assets
  • $566,680Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $41,769Total interest expense
  • $19,721Net interest income
  • $22,048Provision for loan and lease losses
  • -$4,500Total noninterest income
  • $19,820Fiduciary activities
  • $3,452Service charges on deposit accounts
  • $8,830Trading account gains & fees
  • -$2Additional noninterest income
  • $7,540Total noninterest expense
  • $45,551Salaries and employee benefits
  • $12,488Premises and equipment expense
  • $3,334Additional noninterest expense
  • $29,729Pre-tax net operating income
  • $817Securities gains (losses)
  • $0Applicable income taxes
  • $265Income before extraordinary items
  • $552Extraordinary gains - net
  • $0Net income attributable to bank
  • $552Net charge-offs
  • $3,271Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.18%Cost of funding earning assets
  • 2.92%Net interest margin
  • 3.26%Noninterest income to earning assets
  • 2.93%Noninterest expense to earning assets
  • 6.74%Net operating income to assets
  • 0.06%Return on assets (ROA)
  • 0.06%Pretax return on assets
  • 0.09%Return on equity (ROE)
  • 1.03%Retained earnings to average equity (YTD only)
  • 1.03%Net charge-offs to loans
  • 0.79%Credit loss provision to net charge-offs
  • -137.57%Efficiency ratio
  • 108,797Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 8.37%Loss allowance to noncurrent loans
  • 156.41%Noncurrent assets plus other real estate owned to assets
  • 5.61%Noncurrent loans to loans
  • 5.35%Net loans and leases to deposits
  • 49.97%Net loans and leases to core deposits
  • 54.35%Equity capital to assets
  • 6.33%Core capital (leverage) ratio
  • 6.29%Tier 1 risk-based capital ratio
  • 9.88%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $880,441Average earning assets
  • $53,705Average equity
  • $676,008Average loans

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