Texas Commerce Bank-New Braunfels, National Association in New Braunfels, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 10, 1993

  • Texas Commerce Bank-New Braunfels, National Association in New Braunfels, Texas (TX)
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Texas Commerce Bank-New Braunfels, National Association - Overview

  • General
  • FDIC Certificate #: 3362
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Chase Bank of Texas, National Association (#3263)
    Federal Reserve ID: 699561
    Date Established: September 01, 1881
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 2181
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 10, 1993
    Last Structure Change Process Date: December 20, 1993
    Last Data Update: Febuary 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 West San Antonio Street, New Braunfels, TX 78130
    County: Comal
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $153.9 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $49Total assets
  • $156,215Cash and due from depository institutions
  • $5,215Interest-bearing balances
  • $0Securities
  • $137Federal funds sold & reverse repurchase agreements
  • $113,232Net loans & leases
  • $32,803Loan loss allowance
  • $3,504Trading account assets
  • $0Bank premises and fixed assets
  • $3,742Other real estate owned
  • $189Goodwill and other intangibles
  • $897Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $156,215Total liabilities
  • $148,174Total deposits
  • $146,312Interest-bearing deposits
  • $118,298Deposits held in domestic offices
  • 146312.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $685Subordinated debt
  • $0All other liabilities
  • $1,177Total equity capital
  • $1,177Total bank equity capital
  • $8,041Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $3,548Undivided profits
  • Memoranda
  • $3,493Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,616Income earned, not collected on loans
  • $218Earning assets
  • $146,172Long-term assets (5+ years)
  • $2,958Average Assets, year-to-date
  • $158,948Average Assets, quarterly
  • $154,500Volatile liabilities
  • $14,553Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,498Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,041Total risk weighted assets
  • $60,333Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,448Total interest expense
  • $4,734Net interest income
  • $2,714Provision for loan and lease losses
  • $950Total noninterest income
  • $1,852Fiduciary activities
  • $476Service charges on deposit accounts
  • $899Trading account gains & fees
  • $0Additional noninterest income
  • $477Total noninterest expense
  • $3,885Salaries and employee benefits
  • $1,399Premises and equipment expense
  • $378Additional noninterest expense
  • $2,108Pre-tax net operating income
  • -$269Securities gains (losses)
  • $0Applicable income taxes
  • -$88Income before extraordinary items
  • -$181Extraordinary gains - net
  • $0Net income attributable to bank
  • -$181Net charge-offs
  • $1,665Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.02%Cost of funding earning assets
  • 3.19%Net interest margin
  • 1.83%Noninterest income to earning assets
  • 1.25%Noninterest expense to earning assets
  • 2.62%Net operating income to assets
  • -0.11%Return on assets (ROA)
  • -0.11%Pretax return on assets
  • -0.17%Return on equity (ROE)
  • -2.33%Retained earnings to average equity (YTD only)
  • -2.33%Net charge-offs to loans
  • 4.09%Credit loss provision to net charge-offs
  • 57.06%Efficiency ratio
  • 85,085Assets per employee
  • 3.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 9.65%Loss allowance to noncurrent loans
  • 216.83%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 4.45%Net loans and leases to deposits
  • 22.42%Net loans and leases to core deposits
  • 24.77%Equity capital to assets
  • 5.15%Core capital (leverage) ratio
  • 5.16%Tier 1 risk-based capital ratio
  • 13.33%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $158,948Average earning assets
  • $7,768Average equity
  • $148,462Average loans

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