Texas Commerce Bank - Rio Grande Valley, National Association in Mcallen, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 1993

  • Texas Commerce Bank - Rio Grande Valley, National Association in Mcallen, Texas (TX)
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Texas Commerce Bank - Rio Grande Valley, National Association - Overview

  • General
  • FDIC Certificate #: 1202
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chase Bank of Texas, National Association (#3263)
    Federal Reserve ID: 639558
    Date Established: January 01, 1933
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 823
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 15, 1993
    Last Structure Change Process Date: October 22, 1993
    Last Data Update: October 22, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1701 West Business Highway 83, Mcallen, TX 78502
    County: Hidalgo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): McAllen-Edinburg-Mission, TX (#4880)
    Core Based Statistical Area (CBSA): McAllen-Edinburg-Mission, TX (#32580)
    CBSA Metro Statistical Area: McAllen-Edinburg-Mission, TX (#32580)
  • Financial Summary
  • Total assets: $743.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $197Total assets
  • $774,008Cash and due from depository institutions
  • $31,455Interest-bearing balances
  • $0Securities
  • $1,844Federal funds sold & reverse repurchase agreements
  • $462,468Net loans & leases
  • $239,324Loan loss allowance
  • $7,413Trading account assets
  • $0Bank premises and fixed assets
  • $24,663Other real estate owned
  • $1,364Goodwill and other intangibles
  • $12,513Life insurance assets
  • $377All other assets
  • $0Total liabilities and capital
  • $774,008Total liabilities
  • $705,120Total deposits
  • $697,078Interest-bearing deposits
  • $594,744Deposits held in domestic offices
  • 697078.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,489Subordinated debt
  • $0All other liabilities
  • $4,553Total equity capital
  • $4,553Total bank equity capital
  • $68,888Perpetual preferred stock
  • $0Common stock
  • $27,750Surplus
  • $33,729Undivided profits
  • Memoranda
  • $7,409Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,546Income earned, not collected on loans
  • $2,070Earning assets
  • $703,636Long-term assets (5+ years)
  • $16,256Average Assets, year-to-date
  • $766,332Average Assets, quarterly
  • $764,134Volatile liabilities
  • $158,492Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $82,495Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $68,511Total risk weighted assets
  • $355,340Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $39,697Total interest expense
  • $20,701Net interest income
  • $18,996Provision for loan and lease losses
  • -$5,800Total noninterest income
  • $6,286Fiduciary activities
  • $1,331Service charges on deposit accounts
  • $2,622Trading account gains & fees
  • -$2Additional noninterest income
  • $2,335Total noninterest expense
  • $16,126Salaries and employee benefits
  • $5,987Premises and equipment expense
  • $2,444Additional noninterest expense
  • $7,695Pre-tax net operating income
  • $14,956Securities gains (losses)
  • $0Applicable income taxes
  • $1,916Income before extraordinary items
  • $13,040Extraordinary gains - net
  • $0Net income attributable to bank
  • $13,040Net charge-offs
  • -$1,617Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.78%Cost of funding earning assets
  • 3.01%Net interest margin
  • 2.77%Noninterest income to earning assets
  • 0.92%Noninterest expense to earning assets
  • 2.35%Net operating income to assets
  • 1.70%Return on assets (ROA)
  • 1.70%Pretax return on assets
  • 1.95%Return on equity (ROE)
  • 21.31%Retained earnings to average equity (YTD only)
  • 21.31%Net charge-offs to loans
  • -0.66%Credit loss provision to net charge-offs
  • 358.69%Efficiency ratio
  • 63,357Assets per employee
  • 3.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.00%Loss allowance to noncurrent loans
  • 133.66%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 2.25%Net loans and leases to deposits
  • 34.33%Net loans and leases to core deposits
  • 44.15%Equity capital to assets
  • 8.90%Core capital (leverage) ratio
  • 9.01%Tier 1 risk-based capital ratio
  • 19.28%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $766,332Average earning assets
  • $61,178Average equity
  • $686,926Average loans

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